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10 Steps to Social Security Survivor Benefits
In America, when a working parent dies, his/her family is entitled to survivor benefits from the Social Security Administration. This is something I'd never thought much about -- until last month. My 17-year-old's father, my ex-husband, died in...
27 commentsNegotiating Medical Payment with your Doctor
With insurance premiums rising, more and more people are opting not to purchase inusrance. Patients without insurance...prices not set in stone...negotiate rates.
9 commentsAmortized Loan - Definition and Example
December 30, 2006 An amortized loan is one which has regular periodic payments – usually monthly but can be weekly, bi-weekly, quarterly, etc. which include amounts for both principal and interest (it may...
16 commentsHow To Legally NOT PAY Your Credit Cards Without Bankruptcy
If you are like most Americans, you are probably under a ton of credit card debt. Lots of people will tell you that it is all your own fault, but I will have to disagree! This hub is actually about beating credit card companies at their own games...
65 commentsAdjustable Rate Mortgages Explained– and Calculate Adjustable Rate Mortgages (ARM) Using Excel
A mortgage is a loan borrowed to purchase a property, usually a house or a home. A mortgage loan uses the property you have bought as collateral to guarantee that you will repay the loan. The lender is usually...
How to Work from Home in Your Own Business - Practical Tips for Free Agents
Perhaps you take redundancy or simply resign from your staff job to set up on your own. Or you've just taken the decision to stop job-seeking and start working for yourself. Both are brave decisions and entirely life-changing.
6 commentsCashless Society: The Hidden Dangers Ahead!
Cashless society has some very dark side that almost outweighs its benefits. Let's take a look at some of them
0 commentsDeath by Debt
In the last year or so debts are affecting people to the point where they have committed suicide. Why is this happening? Is there another way out?
78 commentsLate Payment, Short Payment, Non-Payment - How to Fight Back and Win
However smoothly the defaulting company accountants may dress their message, late, short or non-payment is theft. In extreme cases it can even degenerate to slavery.
23 commentsPaying for Surgery Without Insurance: How to Negotiate Medical Payment
If you are uninsured and require surgery due to an injury, not only are you worried about the surgery, but you are probably worried about the medical costs, too. This is an additional headache
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