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61Aging Population and Reverse Mortgages
Current research shows that the world population age has been increasing over the last few decades and is expected to continue on this track for at least another 2 - 4 decades. By aging population, we mean people that are 50 years and over, and who...
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52How can I calculate finance charges
How can I calculate finance charges Some knowledge of how to calculate finance charges is always a good thing. Most lenders, as you know, do it for you, but it may be useful to be able to check the math...
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80An Act of Kindness- A short Story
A short story about compassion and kindness to a homeless man, given by a cafe waitress; her kindness repaid in an unexpected way.
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66World War I Debt Paid Off
Hitler's favorite place to gather his troops. Germany's debt from WWI will officially be paid off on Oct. 3, 2010. A debt that is more than 90 years old. Germany was forced to pay the reparations at the Treaty of Versailles in 1919, for...
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76Guidelines for My Community Mortgage - FNMA- Gifts-Funds and More
All things mortgage have changed drastically and it has made it harder for some borrowers; especially first time homebuyers to obtain mortgage financing due to things like no credit, and inadequate funds for...
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62Benefits for applying joint home loan
Recently the boom of buying a new home is increased due to the reduction of home loan interest rates and some reducing property rates. To take the advantage of this reduced interest rates and many lucrative...
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65Amortized Loans: Constant-Principal Loans
Constant-payment loans require that the amount repaid toward the principal each time is equal to l/T times the original balance of the loan, so that the principal is repaid smoothly in equal amounts...
0 comments60Payment Composition and Amortization Schedules
As loans are repaid over time, the composition of the payments, in terms of how muchof each goes toward principal repayment and how much goes toward interest, maychange. Keeping track of these changing...
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52Are you aware of the details of the $8000 first-time home buyer credit??
Sounds like a great deal... $8000 for being a first-time home buyer... No approval required, and no application to be filled out... The tax credit is calculated on IRS Form 5405, and the amount of the...
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62GIVING FROM THE HEART
There is a definite difference between giving from the heart and giving with the expectation of something in return. I call giving from the heart, "Giving for the Sake of Giving." There are people who give away things that they don't need, and...
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