• tagged sep ira

1-10 of 13 Hubssort by Hot Best Latest

80

can you have a 401k and an ira at the same time

If you have the financial wherewithall to have the option to fund both a 401(k) and an IRA you are taking serious strides in the right direction. There is one question often arises, though. WIth all the rules surrounding retirement accounts in...

39 comments    money finance income
75

how much can i contribute to my sep ira

A common question for self employed or business owners who run an SEP (Simplified Employee Pension) IRA is how much can an individual contribute to the plan. And given the rules surrounding it and how it relates to 401(k)'s and those that both work...

6 comments    money finance income
Jerrico Usher profile image78

Circumstances For a Sep Ira Early Withdrawl Are Limited

Under the rules of the Internal Revenue Service there are some specific circumstances where you can utilize a SEP IRA Early Withdrawal of your program. Keep in mind that for most individuals the Simplified Employee Pension IRA is a program set up...

0 comments    financial lifestyle ira
Jerrico Usher profile image53

What is a Sep IRA?

What Sep IRA means is "Simplified Employee Pension Individual Retirement Account". Basically it is the retirement plan used by small to medium size companies, Sole proprietors, and even independent contractors (that have a business license). The...

0 comments    social sep ira sep ira set up
56

Financial Planning and Resources

By Tina Marie Retirees today face many challenges. The National Council On Aging (NCOA) say 54% of Seniors are still working due to being afraid of not having enough money for their needs. Some other concerns...

1 comment    personal finance goals planning
53

Choosing The Right IRA Plan

Choose The Right IRA Plan For You! When you begin looking into IRA plan options it's easy to become completely overwhelmed by all the different choices and options. Things are quite simple if you don't own a...

0 comments    ira roth ira retirement plans
Jerrico Usher profile image64

Simple Employee Pension Individual Retirement Account (SEP IRA) - Does Your Employer Offer One?

Every working person should have a retirement plan. Often smaller companies will not provide one. As individuals we can start our own IRA's to begin planning for our retirement years. When we have our IRA in place, we can also start talking to...

0 comments    family finance business owner
64

Retirement Plans for Small Businesses

Explains the types of retirement plans for small businesses, specifically SIMPLE-IRAs and SEP-IRAs.

0 comments   
Jerrico Usher profile image62

Things to Know About SEP IRA Before You Consult Your Tax Adviser

It is always a good idea to consult with you tax adviser before starting a new pension plan. Sep IRA (or Special Employee Pension Individual Retirement Account) is favored most by small to medium companies and sole proprietors. The main reason for...

0 comments    investing retirement aware
ricky develo profile image64

Self Directed SEP IRA

If you are self-employed and you have employees or personnel, you must make sure that all of them will receive equal benefits under the SEP retirement account. Because SEP retirement vehicles are considered as Individual Retirement Accounts (IRAs), the contributed funds may be invested the same way as other IRA accounts are turned as assets.

1 comment    investing investment retirement
working