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57How to Improve Your FICO Score Tip #2
by Going2Oahu
Tip #2 Don't Pay Your Credit Card Balance in Full If you have credit cards with an outstanding balance, don't pay them off right away. For example, you have a $5000 credit card and every month you charge about... published 7 months ago
57How to Improve Your FICO Score Tip #3
by Going2Oahu
Tip #3 Never Ever be Late - the Credit Bureaus are Watching Never be more than 30 days late on a credit card payment, and never be late at all on a mortgage payment or a car payment. If you can only make one... published 7 months ago
60How To Repair Your Credit One Step At A Time
by dannykeyes
Currently, are you having problems with your credit? Are you behind in paying yoru credit card bills or have you beening receiving letters from creditors. Here are some tips you may find them useful in helping... published 6 weeks ago
70You can fix your own credit! Don't spend hundrens or thousands paying a company to do something you can do!
by rmelvin
One of the biggest misconception regarding credit repair is that it is time consuming and tedious. Repairing your credit is easy and takes little time. The only out of pocket expense will be for three... published 9 days ago
56$0 Account Balances
by sunriseconcepts
Accounts With a 0 Balance Hurt My Credit Score! Yes, they are unmanaged liabilities. You would be better off to open an account as needed, or keep a small balance ( $50-$100 ) , 30% or less of the high... published 2 months ago
53Steps To Improve Your Credit Score
by sunriseconcepts
** Pay your bills on time ** One of the best ways to improve your credit score is simply to pay your bills on time. This is absurdly simple but it works very well, because nothing shows lenders that you... published 2 months ago
74Credit Scores that matter most - FICO, VantageScore, and the ones you don’t know about…
by Amber Wing
There are so many types of credit scores! It is difficult to know which scores are important when you actually go to apply for new credit. The three major Credit Reporting Agencies (Credit Bureaus) add to the... published 5 months ago
53Credit Inquiries
by sunriseconcepts
Do Inquiries Cost Me Points Off My Credit Score? Yes & No Not All inquiries hurt your credit score. The inquiry that does NOT hurt your credit score….is the one pulled by one of your credit... published 2 months ago
56Ordering Your Free Annual Credit Report
by Going2Oahu
The three nationwide consumer reporting companies have set up one central website, toll-free telephone number, and mailing address through which you can order your free annual report. To order, click... published 7 months ago
55EraseBadCreditLegally
by dclare77
Creditors and Credit Bureaus spend millions to convice the consumer that credit repair is a scam. This is a Lie! You have the right as a consumer to challenge any negative items on your report, and creditors... published 5 months ago
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