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Is it hard to transition from Actionscript 3.0 programming to Xcode?

I learned programming from Macromedia Director(Lingo), then transfered to Adobe Flash(Actionscript 3.0)...Do I need to study Objective C? I want to be an indie game programmer...and ipad, iphone, itouch seems to be the most lucrative...Any idea how to go on about this? Also, I was trying to download Xcode, and it said in the app store I need to input my credit card, which is weird since Xcode is free???

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