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Please, if you get this before ten this morning and have any advice I would be greatful. I am sooo screwed and I realize in retrospect it is my fault but at the same time my banking institution and other large banking institutions could have helped me avoid this, I don't know what my rights are. I don't know if I should just take the interest free loan my bank is offering and then raise hell with banking commissions, the governor, FBI, and anyone else I can think of. Thank You!