Credit Reports and Scores

Credit histories make up credit reports and determine credit scores. Armed with a credit report, business’s make decisions on approving a loan, extending a job offer, or renting an apartment to an applicant. Credit scores and credit ratings can be affected by a limited credit history, non-payment of bills, loan defaults and bankruptcies. Learn … Keep Reading → what goes into your credit report and how to positively affect your credit score here.

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