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91FHA Loan Requirements
If you have difficulties getting a home loan with conventional bad credit mortgage companies, you may just be able to satisfy the less stringent FHA loan requirements. The Federal Housing Administration (FHA)...
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90Escrow – Definition and Description
Escrow is a legal arrangement whereby a neutral third party, called the escrow agent, holds an asset during the period in which the deal is being finalized by the other two parties. In the United States escrow...
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92OneWest Bank, IndyMac and Their New Owners all Need to Go To Hell
In my first blog " My Personal Hell Known as Loan Modification" the majority of my anger was directed at James Parsa, the attorney I retained to help me secure a Loan Modification from my lender. The reality...
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88How to Payoff Your Mortgage Early
A mortgage is usually the biggest debt that most indiviuals or families have. A mortgage is basically a loan that is secured by real estate or real property, meaning that if you do not re-pay the loan, the...
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87Sample Hardship Letter
With the current economic climate, more and more families are finding themselves having difficulty making ends meet. As a result, many are facing foreclosure, one way to avoid foreclosure is a home...
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86Bank of America Foreclosure
If you are having trouble meeting your monthly mortgage obligations the best thing you can do is contact your lender. Most lenders, including Bank of America, are willing to work with homeowners to keep...
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85Should I Sell My Endowment Policy
Selling your endowment policy is a big step - something that you shouldn't rush into without a thorough financial analysis of the pros and cons of selling. Once your policy is gone - its gone - your capital...
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86How To Do A Short Refinance
Many people are confused over the terms short refinance and short sale. To do a short refinance refers to the negotiation process with your bad credit mortgage loan lenders to reduce the amount owed such that...
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86My personal hell known as loan modification.
I am sitting here, stunned and with a huge knot in my stomach. It's the kind of knot that is down low in your abdomen and it makes you catch your breath. It comes when you finally acknowledge and accept the...
24 comments
86How Does a Reverse Mortgage Work
The reverse mortgage was created by HUD and it is designed for seniors over the age of 62 years old to draw the equity out of their homes in the form of cash. Since many seniors find themselves in the...
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