Jet Ski Insurance: Getting The Right Jet Ski Insurance Coverage is Important

Getting Proper Jet Ski Insurance Is Important

Owning a Jet Ski or personal watercraft is becoming more popular every day, and the main reason is that they are just plain fun to drive on a hot summer’s day! When you are at the beach or the lake and see others on the water with them you just want to be able to do the same thing… So you rush out and shop for a jet ski!

There are many options and possibilities when looking to purchase a Jet Ski, including new or used, Jet Ski covers, buying a floating dock, and where you are going to store your machine. It’s recommended that you take your time investigating your options and brands and get all of your questions answered first before actually purchasing one of these awesome machines. They are a lot of fun, but also a lot of responsibility! You will have to take care of it and make sure it gets regular maintenance that it requires, careful trailer and ramp protocol, and also you will need to find a good insurance policy that will cover any accidents you might have either on the road, the ramp, or out on the water.  So having the right Jet Ski insurance is very important.

The Importance of Jet Ski Insurance...

One of the big problems with having a personal watercraft is the liability issue, so you should definitely have good Jet Ski insurance. On some of the more crowded lakes of the world, you will need to keep your head on a swivel just to always be looking around you so as to avoid any other jet skiers, boaters, or swimmers that might be around you. At the speeds jet skis and boats are going, it won’t take long at all for a huge accident to occur! One minute everything can be just fine and the next another boat is bearing down on you apparently oblivious to your presence! It’s not that big of an issue on the vast expanse of the ocean or coast, because that’s a huge space to be able to avoid others, but in the confined area of a lake busy with other jet skiers and boaters with everyone trying to have fun, it can get hairy pretty quickly.

You will definitely want to shop around for a good policy for your Jet Ski insurance, and they do range in price pretty much. One good company that I use is from Boat U.S. This is an organization that caters to boaters and jet skiers and helps to secure benefits that might be of use to its members such as marina and fuel discounts, boater friendly legislation through Congress, organized trips or flotillas, vacation discounts, and of course insurance policies. I believe that you will need to become a member first of Boat U.S. and that annual fee is somewhere around $60 or so. It’s very worth it to be a member, and if you’re ever out on the water broken down they can provide assistance to you.

Jet Ski Insurance and Where You Can Get it...

Boat U.S. has some great rates on Jet Ski insurance and you can even receive a discount if you are a member of some other boater training organizations such as the Coast Guard Auxiliary or the Power Squadron. These are both highly recommended, because the more training you do have the safer you will be. They have many basic and advanced courses and I’m sure that you’ll find something you like. There are also many other companies that will provide jet ski insurance, some of the cater specifically to the marine industry, and others such as Allstate or State Farm might even give you a discount if you already have home or auto insurance with them. It is definitely a good idea to check your own insurance company first to see if any discounts are available.

Hopefully, this will give you some basic ideas on getting insurance for your Jet Ski, and you won’t want to go without it! It can be really easy to lose your head in the fun of the moment and forget to watch all around you, and before you know it there’s been a big accident with the loss of property and maybe even lives and a visit to the hospital. With the proper Jet Ski insurance, these types of financial difficulties might be taken care of. Hope to see you out on the waterways of the world!

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