RCI Points Timeshare - How RCI Points Work

If you have been thinking about buying an RCI Points timeshare or your current resort is about to convert to from Weeks to Points, then you probably want some idea of how the RCI points program works and how it is different from owning a fixed week timeshare.
With the traditional fixed week timeshares, people buy shares in a  resort which is divided up into weeks of accommodations.  You also have to pay a bi-yearly or yearly maintenance fee. The idea behind this system is that you will have a share in a resort that you can go to for a specifically booked week, every year.

You can also take your fixed week and exchange it for a week at a different destination by depositing it into the RCI Exchange program. Over time the idea of fixed weeks has become a bit more flexible and some resorts offer "flex weeks" within a particular season rather than just a single week each year. So you might have a range of dates over the course of the season to pick this year's week from.
The RCI Points approach creates even more flexibility than this. Actually pretty much all timeshare point systems offer you huge flexibility over simply owning a fixed week. Personally, that's why I only own in point systems. Here's an overview of how it works with RCI Points.

RCI timeshares
RCI timeshares

How RCI Points Work

Rather than buying a set week vacation slot, where you vacation from Sunday through till Sunday, you buy points which you can later exchange for vacation slots. This gives you flexibility as to your location, the date and length of your vacation and even the type and size of accommodation.

RCI Points also offers some significant advantages over the regular RCI Weeks program when it comes to exchanges. For example, if you are traveling at the last minute you can grab some "weeks" with your points and they come with a big discount, like 9K points plus the exchange fee.

With RCI Points you can also forget about 1-in-4 rules that some resorts have. If you have the points you can go to your favorite resort every year, even if that's not the resort at which you own your points.

With RCI Timeshare points, you can choose how to spend them.  If you want to use them up on weekend get-away's during the year, you can.  Or perhaps you're hoping for a nice long three week vacation, no problem. You are no longer limited to the one week only, set date vacation with the RCI point system.

In addition to this flexibility you can still borrow and bank points, just like you did with weekly timeshares. So if you decide you want to go on vacation with all the kids or have a family get-together, then then you could spend more points by borrowing from next year's allotment and get your family a much bigger unit.

If you are vacationing alone then you can opt for a smaller one bed room, and use less points. And any leftover points you have will carry into next year automatically. This works for a maximum of two years however and after that point you will lose the banked points. If you find yourself unable to burn through them on accomodation however, you can always use them with RCI Partners for things like airfare, car rentals and other travel related purchases.

RCI Timeshare Destinations & Vacations

With resorts in over 100 countries worldwide, you can vary your vacation spot each year. Both in Europe and the USA there are well over 1,500 vacation locations to choose from. In the US these are virtually dotted all over the country, in every State.

Naturally, there are greater concentrations of resorts located in some of the most popular vacation destinations, such as Orlando, the Florida coast, the California coast and the Colorado slopes. But if you really wanted to, you could visit a timeshare in every state. That would be quite the road trip!

In Europe, timeshare resort locations center mainly around the South Europe, England and the Mediterranean countries, all perfect vacation spots! There are also a few resorts that are central to Paris and London, although you won't find them right in the middle of the action, so car rentals or train trips into the central districts will normally be required.

Then there are RCI affiliated resorts in Africa and the Middle East, Australia and the South Pacific, Mexico and South America. All of these places boast of over 300 affiliated hotels and vacation spots.

There are considerably less options if you're looking to vacation, using your RCI points, in Central America, Canada or the Caribbean, though you should still be able to find something to your liking.

Just keep in mind that for Caribbean and Mexican locations, many timeshares are "all inclusive". This means you'll be paying an additional fee for each day for each person staying. The all-inclusive fee covers all food, drink (sometimes including alcohol) and activites though, so it may be worth for your vacation, especially if you aren't one for cooking in your unit.

You can also choose your location depending on the type of vacation you're looking for. Decided to hit the beaches this summer, then online you can search all of the RCI affiliated beach resorts. No matter what type of vacation you're hoping for, there should be a category that matches your choice.

Timeshare vacations are a popular choice for many. RCI (Resort Condominiums International) was founded in 1974, with the aim of allowing people to vacation worldwide and choose between resorts located in over 100 countries worldwide through their exchange and rental programs.

As you can see, the RCI points timeshare system offers you some pretty excellent choices and flexibility, which make the possibilities and different destinations a lot easier to manage.

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Comments 5 comments

Sandyspider profile image

Sandyspider 6 years ago from Wisconsin, USA

I don't have a timeshare. But this is interesting about the RCI points.

prasadjain profile image

prasadjain 6 years ago from Tumkur

Quite informative. Vacation planeers can make use of this.

kenneth maggard 4 years ago

Just great we just bought a time share through wyndam and we have reams of paper work we have alot to learn and this was so helpful with the points system. thanks!

Paul 4 years ago

I assume that the reason for a point system is that points required for vacation will increase with inflation forcing owners to upgrade and purchase more points in the future. Is this correct?

embitca profile image

embitca 3 years ago from Boston Author

No, Paul, that's not correct. Usually the contract will specify that the number of points cannot change. For new properties it is likely that point values will go up, but for existing properties that should not happen.

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