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Akita's and the Insurance Black List

Updated on December 19, 2013
My Dog Casanova
My Dog Casanova

Akita History

The Akita is a large dog of Japan. This dog was used as a hunter, guard, herding, and fighting dog. The Akita’s were introduced to the U.S. by serviceman returning from Japan after World War II.

This breed of dog is highly intelligent and unswervingly tenacious. Centuries ago, the Akita was owned only by the Shogun, the imperial leaders of the century. This dog was used to track large game and hold it at bay until the hunters arrived to make the kill. Some of the types of pray included antelope, elk, boar and bear.

The Akita has keen senses of smell, sight and hearing, making it a remarkable guard dog.

One of the most famous Akita’s as the story of Hachi-Ko, one of the most revered Japanese Akita’s of all time. Hachi-Ko was known because; everyday the Professor would commute to work on the train. Hachi-Ko would accompany his master to the station each morning and meet him and accompany him home each night.

One day he waited for his master’s at the train but his owner died at work. Hachi-Ko continued to wait for his master’s return. He traveled to and from the station each day for the next nine years. He allowed his owners relatives to care for him, but he never gave up his vigil at the station for his master. His vigil became world renowned, and shortly after his death, a bronze statue was erected at the train station in his honor.

Then, in 1931, the Akita was officially declared a Japanese National Monument.

In 1937 of Helen Keller in Japan, was presented with the first two Akita’s to enter the United States.

Akita's Personality/Tempermint

The Akita’s Strong and imposing figures, their appearance alone can act as a deterrent to people with ill intent. Affectionate and loving with their families, Akita’s can be a rewarding companion, but they have a strong will and a complex personality that can make them a challenge to train. While they do not bark much and are a clean housemate, they can be dominant and strong willed. Akita are not ideal pets for the first-time dog owner.

Akita’s are a challenge to train, as they are strong-willed and dominant. They are not for the timid or inconsistent leader. Strength and confidence are the key to working with this breed, as they can sense a pushover from a mile away. They will make their trainer prove themselves as the leader before accepting commands.

Originally bred as protectors, Akita’s are instinctively wary of strangers. Early socialization is a must, so that the Akita can learn what is “normal” behavior from a stranger and what is “abnormal” behavior. They must know the difference between a friendly visitor and an unwelcome stranger, or they will generalize all strangers as bad.

Aggression toward other animals is the biggest issue with an Akita. They do not give any signs of distress before they attack, so they may be playing well one minute, but then seemingly turn on a time if pushed too far. Akita’s should be the only pet in the house to prevent aggressive and potentially violent attacks.

Food aggression is also common among Akita’s. Children should be taught never, ever to approach an Akita while eating or chewing a bone.

Akita’s do not bark. They are known in the dog world as the “strong, silent type.”

Black Listed

Akita’s and many other dogs are black listed by insurance companies. As I mentioned to my insurance agent, I would think the insurance company would like I have an Akita because no one will rob me. But that did not go over very well. Due to the high cost of dog bite liability claims, some insurance companies have blacklisted certain breeds. In this case, “blacklisting,” means that insurance providers refuse to cover to homeowners and renters who live with dogs of a specific breed.

While there might not be an industry-wide “blacklist” of breeds, it’s best to check with your agent before you buy certain dog breeds.— the list could include:

• Pit bulls

• Rottweiler’s

• Chow chows

• German shepherds

• Siberian huskies

• Alaskan malamutes

• Doberman pinschers

Presa Canario bulldogs

• Great Danes

• Boxers

• Akita’s

. Wolf-hybrids

I love my Akita, he is so smart and independent perfect breed for my personality.


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    • Justice12 profile image

      Cheryl Gianfrancesco 4 years ago from New York

      sorry for the delay in responding. There is insurance for your dogs. A liability policy if you will. I looked into it myself and its very expensive. I have been told to just tell the insurance company its a mix breed and not full blooded. I have not gone that route myself. Most people do not tell their insurance companies what type of dogs they have, or that they have a dog. My insurance company required a 6 foot fence and signs posted. I would not trade Casanova for anything in the world. I hope everything worked out for you.

    • profile image

      uninsured 5 years ago

      My son bought an Akita now my insurance company sais they are going to drop me and my agent says that there is not a private insurance company out there that will cover me if I have this dog... what do otheres do?

    • Justice12 profile image

      Cheryl Gianfrancesco 6 years ago from New York

      lol thank you. I love pugs, they are also very independent.

    • visitmaniac profile image

      visitmaniac 6 years ago

      I have never heard of this type of dog but after reading your hub here it sounds like a perfect match for me as well. I thank you for this great write up I was wondering if maybe I was stuck with a pesky pug lol