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5 Best U.S Cities To Drive

Updated on August 3, 2016

Auto insurance is good business, but it can be quite lucrative in certain cities with optimal conditions. Auto insurance companies benefit when fewer accidents occur because citizens are required by law to insure their cars and a low-accident rate means they get premiums without having to pay claims. The following are the best cities for driving in the U.S, through the lens of auto insurers.

5. Cape Coral

This city located in South-West Florida and is the largest town between Tampa and Miami. It has a population density of 1,479/square mile. It has approximately 1,100 miles of roadways, and most of them have at least 4 lanes. An exceptionally good road network contributes to its low-accident rate and in Allstate’s 2015 “America’s Best Drivers Report”, Cape Coral, Florida was named the 5th best city to drive in. On the average, motorists in Cape Coral only experience a collision once every 12.7 years which gives them a 21% lower chance of being involved in an accident than the average American driver. These numbers are quite business-friendly for auto-insurers, landing Cape Coral at number 5 on our list.

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4. Fort Collins

This city is the fourth most populous town in the State of Colorado with a population density of 2,653/square mile. It is a mid-size college city that was named the 4th best city to drive in by Allstate in their 2015 “America’s Best Drivers Report”. On the average, motorists in Fort Collins only experience a collision once every 12.8 years which gives them a 21.1% lower chance of being involved in an accident than the average American driver.

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3. Boise

Boise is the capital of Idaho, and it is also the most populated city in the state. It sits on the banks of the Boise River and has a population density of 2,676/square mile. The city’s residents are served by Interstate 184, a nearly 5-mile stretch of the freeway which connects the downtown Boise area with the major Interstate I-84. Boise was named the 3rd best city to drive in Allstate’s 2015 “America’s Best Drivers Report”. According to the report, drivers in Kansas City experience a collision once every 13.1 years which gives them a 23.5% lower chance of being involved in an accident than the average American driver.

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2. Brownsville

The city of Brownsville is the county seat of Cameron County in Texas. It has a population density of 1,383/square mile, the 4th lowest in the whole of the U.S. On the average, drivers in Brownsville only experience accidents once every 13.3 years, giving them a 24.6% lower chance of getting involved in an accident than the average American driver.

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1. Kansas City

This city located in the state of Kansas, is not to be confused with Kansas City, Missouri. It is the third-largest town in Kansas with a population density of 1,100/square mile. It is a city with a quiet, calm pace to its affairs. These factors might explain why in Allstate’s 2015 “America’s Best Drivers Report,” Kansas City, Kansas was named the best city to drive in. On the average, motorists in Kansas City have a fender bender a couple of times every 13.4 years which gives them a 24.8% lower chance of getting in an accident than the average American driver. With so many premiums being bought and so few claims being paid, Kansas City is easily the best city in the U.S. to drive in from an auto insurers point of view.

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