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3 Luxury Cars You can Actually Afford. Learn How and Save More Money.

Updated on June 11, 2016

Some think that luxury is about rare and expensive things, other think that luxury is having space and simplicity.

Anyway when speaking about cars, luxury is about having the latest technology on board, a lot of space, quality material, being comfortable and quiet. Having a good luxury car doesn't mean that you have to spent a fortune. Used examples can be found for as little as 4000 € (3200 pounds). A Mercedes S-Class 320 CDI of 2002 with less than 170000 km can be found for around 5000 € (4000 pounds). Elegant outside and inside, it still looks very modern compared to some vehicles of the same year. The car comes as a standard type with automatic transmission, navigation system, heated and electric seats, cruise control, dual zone climate, traction control and esp, Airmatic air suspension, etc. It is very comfortable despite being more than 12 years old and the 3.2 diesel does a decent job pulling away with a good load of torque. Petrol model can be found for less and it you don't do a lot of kilometers, it can be a good choice.

Another german flagship that doesn't shine on style and elegance but it's worth mentioning for its technology, innovation, comfort and luxury, is the Seven Series 730d from 2001, a car that still creates debates about the design. Some think it's opulent and distinctive, others think that is just ugly. Even so the 7 series is still a great car for transporting people in luxury and comfort. A good one from 2002 with around 175000 ca be found for 7000 € (5600 pounds). The 730d is the base model but it comes standard with xenon headlights, navigation system, iDrive command, dual zone climate, electric, heated and ventilated seats, automatic gearbox, active cruise control, parking sensors, etc. At the time it was the first car with a 6 speed automatic gearbox, automatic headlights, infinitely variable intake manifold and electronic parking brake. The 3.0 diesel is the best choice because it combines 218 hp with 500 NM and a 0-100 time of 7.7 seconds, without being very thirsty.

Audi A8

The Audi A8 has discret and simple styling, an elegant interior and a lot of standart equipment. All the models comes standart with four wheel drive (quattro), adaptive air suspension, navigation system with MMI (Multimedia interface) dual zone climate, heated and ventilated seats, 6 speed automatic gearbox, parking sensors, adaptive cruise control, etc. An early 3.0 diesel model can be found for 7500 € (6000 pounds). The six cylinder produce 230 hp and 450 NM wich is good for a 7.9 second 0 to 100. For a little more you can find a 4.0 TDI V8 which adds another 40 hp but most importantly 200 NM. It still looks very actual because Audi hasn't change the design since then, apart from minor changes so it will hold the value better than the other german cars rivals.

Volkswagen Phaeton

For around 10.000 € you can pick a Volkswagen Phaeton 3.2 V6 petrol or if you are lucky enough a 3.0 diesel from 2004. The Phaeton was made to rival cars such as Mercedes S Class and BMW 7 Series. It shares the same platform and gearbox with the Bentley Continental GT and Flying Spur. When it was launched back in 2002 it was similarly priced to the Mercedes S Class and was loaded with equipment. Dual zone climate comes as standard together with adaptive air suspension, adaptive cruise control, full leather seats, automatic six speed transmission, navigation system and other features. It is a very decent cruiser even if some recognize it like a big Passat. Add a little more to the price and you can get a V10 TDI which produce a hefty 750 NM of torque or a W12 petrol with 420 hp, the same fitted to the Bentley but naturally aspirated in this case. Petrol models tend to depreciate faster than diesels so they are easier to find. The Phaeton may not have the sophistication of the new Mercedes or BMW but it still looks and drives very well.

Jaguar has made very elegant and luxury models through the years but the S type is a very good compromise in term of price and comfort. For around 5000 € you will find a 2005 model with less than 150.000 km on the clock. With a 2.7 V6 TwinTurbo diesel it provides capable performance with reasonable consumption. Yes, a 3.0 V6 petrol can be find for less but I think the diesel is the more sensible choice here. For that price you will get an automatic gearbox, leather seats, dual zone climate, cruise control, etc. It is very comfortable without being too dull. Avoid the models before 2003 because they come with five speed manual and automatic and only petrol models are available.

Jaguar S-type

It seems weird but I would recommend a Citroen. The C6 was introduced in 2005 and back in times it would charge you more than 50.000 € (40.000 pounds). Now it can be found for less than 6000 € (4800 pounds). Its design is not for everyone, but even so, it looks very particular and elegant. The 2.7 V6 is the same of the Jaguar mentioned above which provides good torque and power to sprint from 0 to 100 in 8.6s. The most important feature however is the suspension called Hydractive 3+ electronically controlled that automatically adjust according to the speed. All the versions come well equipped. I would recommend looking for an automatic model because it suits better to the car character.

Which one do you like best?

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© 2015 Enchel

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