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In Florida it's illegal to hit your brakes with a driver behind you, it may cause an accident, not only do you get a ticket but would be at fault. All you need to do is let your foot off the gas.
Not here, if you rear end the driver in front of you, it's your fault, no matter if he put the brakes on suddenly, You are always expected to leave enough room to stop for any reason. I know someone this happened to recently with their insurance.
While tempting to just stop, I have the baby in the back seat. We have a lot of bicyclists here and whenever I slow down to pass them is when I get someone in a hurry to drive up my rear end.
with a baby in the back that would change things. i have an 8 month old daughter and i drive like a little old lady with her in the car.