We are thinking about re-financing our car at the end of the year. We have another car payment wrapped up in the loan. We would like for our car payment to be less than it is and I am wondering what would be the best option.
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Thak you for the answer.
Thanks for your 2 cents. Our 2013 Kia Soul is guarenteed to last 10+ yrs.
The car I spoke of lasted me over 9 years. I bought it used; it was a 1995 Toyota Camry. It's the best car I ever had. It had 115,000 miles on it when I bought it; I drove it up to 355,000 miles!
Our car we were still paying on was bundled with this 1. Prior to that we dint have a car loan. We have a 2013 Kia Soul. Long story how we had a prior refi on car and not house. I wuld rather no car loan at all.
dashingscorpio - you sound like a very wise money manager!
I too dashing try to pay off a car loan ahead of time. I try to pay an extra $100 a month.
I try to pay everything off early. My husband, he doesn't do that. He pays the exact amount that is due and the day it is due. I hate that!
My hubby got better at that but it took a while to train him. I would say maybe it is a man thing but I know a lot of men who are very responsible when it comes to finances