ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

How To File An Auto Insurance Claim

Updated on August 12, 2017
Chris matt-Obabu profile image

Chris is a degree holder from Ogun State University in Nigeria. He is a graduate of communication Arts 1998. He has worked in several publis

It is very important that you know exactly what to do in a case of an auto insurance claim. It goes a pretty long way helping you to avoid so many hassles involved in the process. In a situation that your car had an accident, damage from fire, theft or even flood, you can get very good monetary values for your insurance if you judiciously follow these steps:

Put a call

Put a call through to your insurance agent or a local company rep. as quickly as you can irrespective of the distance you find yourself or how the accident happened making a requisition on procedures and the required forms or documents to support your claims. A "proof of loss" form such as medical and auto repair bills claim or copy of the police report may be required by your insurance company as well as documents pointing to your claim.

You can always find your insurance agent's or insurance company's phone contact on the front of your insurance card, online and in your policy documents.

Supply information

Make sure to cooperate with your insurance company by providing correct information they require to do their investigation, settlement or defense of your claim. Also turn over copies of any legal papers you receive in connection with your loss to your insurer as fast as possible. All of these will enable your insurer represent and defend you should there be a claim against you as a result of the accident.

The following details will be required of you by your insurer:

Your complete name and policy number.

Your policy start and end date.

Precise date and time of the accident.

Names, phone numbers, and addresses of all drivers, passengers, and witnesses.

License plate numbers for all drivers and driver's license.

Show expenses

Ensure that all records of your expenses and copies of your paper work are well kept. You may get reimbursement of the expenses you made because of an auto. Your no-fault insurer will usually pay your hospital and medical bills, and possibly other costs.

Find an Attorney

Bringing in the counsel of an accident claims attorney may be necessary in some few situations in other to speed up all the processes. Again as earlier explained, be sure to furnish the attorney with the correct information to expedite the processes.

© 2017 Chris Matt-Obabu


Submit a Comment

No comments yet.


This website uses cookies

As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

Show Details
HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
LoginThis is necessary to sign in to the HubPages Service.
Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
AkismetThis is used to detect comment spam. (Privacy Policy)
HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
MavenThis supports the Maven widget and search functionality. (Privacy Policy)
Google AdSenseThis is an ad network. (Privacy Policy)
Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
Index ExchangeThis is an ad network. (Privacy Policy)
SovrnThis is an ad network. (Privacy Policy)
Facebook AdsThis is an ad network. (Privacy Policy)
Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
AppNexusThis is an ad network. (Privacy Policy)
OpenxThis is an ad network. (Privacy Policy)
Rubicon ProjectThis is an ad network. (Privacy Policy)
TripleLiftThis is an ad network. (Privacy Policy)
Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)