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Do you need to become rich?Find out why it's so difficult

Updated on October 11, 2013

Being rich and financially independent is the dream of many, but unfortunately only a few people really achieve it. Why? Because of the way our mind works we always tend to find a cause to a problem and as in this case we have the tendency to blame everything but ourselves. And here it's the problem, ouselves and our attitude. Let's see how

Is being rich only matter of being born in the right place or in the right family?

Perhaps you might say to yourself “I am not from a rich family, therefore that’s something that won’t happen to me”. Others, instead, think that it’s something that depends on the environment that surrounds you. However if this is the case, people living in big cities should all be rich and all the people living in the countryside should be poor. But this is not the case. There are rich people living in the countryside as well as poor people living in big cities. So how do rich people actually become rich? And what makes them different from common people?

Certainly, being born into a rich family helps but there are people that start from the street and get to the top. How is that possible? Personally I think it’s all matter of attitude. Let’s think about it. For example let us compare the lives of two people, John and Walden. John is an average guy, born in an average family and with an average girfriend. John has a 9 to 5 job and he is a hard worker. He well deserves his average stipend. Walden on the other hand is a lucky guy. He owns his own company and doesn’t have to work particularly hard. He therefore has enough free time to get bored and travel around the world enjoying his wealth.

Are you John or Walden?

What is the main difference between John and Walden? Well it is obvious, John really works hard for money while Walden has other people working hard for his money. In other words his money works for him. And what would happen if you would give 1000 dollars to each of them? John will probably think that he worked so hard that he may deserve something nice for himself like a new big TV or the latest Ipad. Walden instead would not bother too much with such luxeries, he has enough money already and if he wanted something he would had bought it before so more than likely that 1000 dollars will go straight into his bank account to add on his wealth.

Both John and Walden love money, who doesn't! But while John wants money to buy bigger and better things, Walden wants money for moneys sake. Thus he accumulates money to grow his existing wealth. He’d rather buy an asset like a stock, or a new machine for his company, as it would add value and possibly generate more money in time. This is also the result of the education they both had. John grew up having somebody reminding him that he needed to work hard to be successful. So all he wanted to do was to enter in the endless cycle of working hard everyday for people like Walden. Rich people instead grow up with a different worry, they are afraid of having to work to make somebody else rich, thus they become smart with their money, entering another cycle, the cycle of wealth, where money work for you to generate more money.

So to conclude people like John, hard workers and hard spenders, will always find a way to dispose of their salary by the end of the month. These kind of people may live a decent life, maybe even own a nice car and change their smartphone every year, but they will never be wealthy because they will always need to work hard to have an income and will have the tendency of accumulating liabilities, thus they will put themselves under pressure to work hard to pay for their expenses. People like Walden instead, will undoubtedly become richer with time because they are smart about money and will always find a way to make their money work for them. So which one are you? John or Walden? I hope Walden will become a common name.

Take home message

With this post I don’t mean to say that we should invest all our savings and don’t enjoy life, all I want to highlight is that we can enjoy a bit fewer things today for a better tomorrow. We definitely don't need all the stuff we have and for each one of them we buy we postpone our time to be wealthy. We need to find a balance between things also because I don't think you want to become wealthy at the age of 80. We need to do something to speed up the process!! Below you can find a book that really changed my way of thinking, "Rich dad, Poor dad" by Robert kyosaki, I seriously recommend you to have a look at it. Thanks for reading and good luck.

If you liked this post you may like this video

In this other video you can get an idea on how to invest your money

In your opinion what is the investment that has the higher return to risk ratio?

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      4 years ago

      Very true


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