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LIAR NATION TOO
Deception, misrepresentation, deceit
LIAR NATION TOO
“Contents by volume.” “Contents may settle during shipping.” Sound familiar? These are but a few of the caveats given to the purchaser of many items which appear to be so much more than they actually are. The packaging is large, leading the buyer to believe there is so much more product inside. Potato chips which only fill 2/3rds of the bag, if you’re lucky. Often, when having ‘settled,’ the content, in some cases, reaches only ½ the space inside the package.
Remember 1 pound coffee? One pound peanut butter, mayonnaise? The ounces began to fall off several decades ago. Initially, only one ounce disappeared, making these popular foods 15 ounces. Then, coffee speedily went from a full pound to 14 ounces, then 13; now 12! And yet, you find yourself paying the same amount for less.
Canned foods followed this pattern with 6 ounces becoming 5 ½ and, now, 5 ounces. This last reduction happened within the last year, to my knowledge. And vegetables, fruits in cans were one pound, then 15 ounces and, now; 13 or 12 ounces in some cases.
Cosmetics are expert at the great deception! Bottles of creams have bottoms which are indented as much as a half inch…or more! Lids are huge and heavy, giving impression that there is more of the magic elixir inside than there actually is. These lids can stand as much as 1 to 1 ½ inches high, adding the appearance of copious fluids inside. And the box which houses this illusion! Once opened, you find a piece of plastic inserted in the bottom which lifts the jar of cream as much as an inch, showing the label through the little opening in the box to cause it to seem so much larger than it is. “Protective” cushioning on top, as well, is placed to further enhance the size of the container. There is no end to the outright trickery used by the gargantuan beauty industry which feeds off our egos, feelings of self worth and desire to achieve the unachievable; perfection!
Insurance companies!!!! Right now, there is an onslaught on our senses by four major companies vying for the almighty dollar! Cute, clever and compelling with lovable main characters who tug at our hearts and humanity; these companies spare no ingenious ploy to convince us that their deal is the best. Of course, nowhere is mentioned the penalties if one actually needs to use the insurance coverage, Deductibles are teasingly said to vanish if no claims are made on auto insurance policies. What about homeowners? What is “ok,” what is acceptable about a company who, after charging you (on average) $3,000.00 annually for their protection, forces you to pay a huge ‘deductible’ before realizing payment for the damages you have sustained.? Isn’t the premium enough??? Of course not! The huge mega insurance conglomerates are, first and foremost, in the business of making profits by investing our premiums and, therefore, earning huge profits from rate payers as well as from stocks, bonds, etc.
Consider the cost of insurance where you live! I have property in two states. In one, the property is appraised; sells for and valued at 4 times the property in the other state. I have the same insurance company covering properties in both states. I’ve been with this particular Provider since the mid ‘70’s! Guess what! I pay MORE for the lesser valued properties than I do for the pricier homes! How do we reconcile this? That we live in a Socialist state?
Having a home over one’s head is a necessity. We must all have shelter from the elements, for safety and to raise our families in relative security. But, imagine this! There is an industry which feeds off this necessity, makes outrageously disgusting profits from people who attempt to own a piece of the American dream. Who and what are these behemoths who voraciously feed off the need for housing?
MORTGAGE COMPANIES!! How in the world is it legal that this particular industry escapes ripping off people, “earning” obscene profits and yanking homes from debtors if those debtors cannot pay the indecent monthly payments to the mega-profitable-business! An entire ethic built around bleeding the common man dry.
If the average home buyer ‘buys’ a 30 year loan at even low rates such as we have today; that person still ends up paying 3X or more the asking price of the property! Indentured for most of adulthood, the hapless home buyer is no more than a slave to the huge conglomerate which feeds off the diligent efforts to pay, and pay on time! Then, there are the “add ons.” Points, closing and so many other little ’fine print’ monetary amounts that must be met to close the deal.
Recently, this industry has been bridled a bit for their ’predatory lending practices,’ but it is too little, too late. There is much carnage along the road to correcting the egregious, endless appetite of Mortgage companies, their investors and beneficiaries.
In almost all categories of commerce, the whole picture, the entire package and all the prerequisites NEVER see the light of day until the ’fish has been hooked!” and can no longer renege (without penalties, fines and a bad credit reference) . Then, and only then, when the bottom line must be signed, do all the double spoken, fine printed facts appear. Under pressure, the humble individual is caught in the net and must concede to the terms of agreement!
There are so many more examples which contribute to why, sadly, I feel we have fallen into the ruse of the BIG SELL of our, unfortunately LIAR NATION.