Making Money Online - How to spot a Scam
If it’s too Good to be True…
The credit crunch has done wonders for online scammers; they must feel like all their Christmases have come at once. There's not a person I know who wouldn’t jump at the chance to earn more money, we all have something that we want or need or have some emergency repair that we can’t afford. Those who have lost their jobs and face losing everything are the most vulnerable - what they need is an income, not a waste of time effort and money on a scam that will ultimately add to their despair.
EXPOSED: London Mum Makes £5,000/Month From Home And You Won’t Believe How she Does It!
Each time I see one of these adverts promising that you can earn £5K per week/month with just 18 hours a week work on the internet it makes my blood boil. I have been a HubPages member for a little over two years now and in the last few months I have increased my written output. I am slowly learning about back linking and promoting my articles online but my current earnings total is still less than $10. I don’t ever expect Hubbing to be lucrative enough for it to replace my full time income, but I enjoy writing and it would be lovely to earn a little pocket money.
Vulnerable desperate people are the target and they are being scammed left right and centre. I’m not stupid but I’ve nearly fallen for it during a time of desperation and unemployment, thank god I did some checking on the company promising me this easy solution to all my troubles and found it to be a scam. Sadly some people believe their eyes when reading web pages - but remember these people are pro's, they know how to hook you and it’s easy to make a website look genuine, reliable and professional.
Online Career Journal and it's many other subsites
An example of a scam website is careerjournalonline.com, it’s a website set out like an online news service or editorial page, there are plenty of recognisable institutions named “BBC, Sky News, Telegraph, FT.com” these recognisable and reliable names instantly add kudos to the site, it must be real if these reliable worldwide institutions have advocated it, it gives you peace of mind. At first glance the site looks genuine, it’s laid out as it should be but then you look closer, some of the text and images are pixelated, try clicking on any of the page banners at the top or any image, in fact any part of the site – you aren't redirected to the page you expect but rather to straight to Online Career Package.
The site owners rely on the potential customer being desperate, lazy or greedy and looking for a quick fix solution. They bank on that customer not checking around the rest of the page or running a Google search on the company name.
As of April 2012 the site can no longer be found, but I have no doubt that something similar, with a different name but the same format, and probably by the same scammers will pop up soon.
Something for Nothing?
There are many online scams and the trick is always being able to spot them before you get sucked in. If it looks to good to be true it probably is, do your research. You cannot expect something for nothing, you have to work hard to fulfil your dreams and potential and no eBook or website is going to have the magic wisdom to hand you that success on a plate.
YOU CAN MAKE MONEY ONLINE WORKING FROM THE COMFORT OF YOUR HOME
Well yes, technically you can. I write on HubPages and my (nearly) $10 is technically an income (woo hoo break open the bottle of Champagne). I am earning money online – just not the thousands that these websites promise. Yes it is possible to have an online business that you run from home and you can be successful, but clicking through these types of websites and paying for information isn’t the way to do it.
Below are the T&C’s from the Career Journal Online Page, I wonder how many people read them. They are of course at the very bottom of the page and in a very small font. Preceding the T&C’s you will find a discussion forum that appears to have been added to in the last couple of days but is now closed so that you cannot comment. Cleverly some of the comments appear to be people asking for advice and some even seem sceptical about the scheme. They are of course reassured by other people who are using the programme that it is worthwhile and money can be made. The T&C’s admit that the Online Career Journal is not affiliated with the companies it claims such as the BBC. It also spells out that revenue is made though ad clicks to the site. It’s a shame that in researching this I have clicked on it an awful lot and they have probably made more today from my clicks that I have made on HubPages in the last two years.
Limited Offer, Time Limits and Expiry Dates
Extra pressure is applied to get you to sign up by way of limited offers, price reductions or limited places available. You will find if you let the closing date go by and check again a couple of days later, the date will have been changed again to allow you just enough time to apply - it's always just about to expire.
Don't be fooled by the promise of fast cash - Oh WOW the next checks go out February 1st? But how could I possibly have made money within a couple of days... good lord this must really work... and your first check can be between $300 and $1500...I'm in!
STOP. They make you feel like you are missing out on the deal of a lifetime, that you have to sign up now or you’ll be making a horrendous mistake.
If you fill in the form you are presented with a 5 minute timer to input your contact details and credit card information to pay $1.95 to 'join'. Anyone who is wary of credit card fraud should run a mile but with the pressure and the low price some people are enticed to sign up there and then. Giving your phone number and email address just opens up a whole other world of spamming for them. If the timer runs out the web page reminds you and asks if you require another 5 minutes - its always there prodding you to sign up. But beware if you do...
READ THE SMALL PRINT
To access your website, a nominal charge of $1.95 USD is needed for us to know that you are a real person. Upon payment, you'll receive instant access to your very own website for a 5-day trial-enrollment. After your trial-enrollment expires, in order to keep your website active and available on the internet, you agree that your card will be charged $29.95 per month for hosting and maintenance. There are no hidden fees and no long-term contracts. You may cancel anytime simply by calling our office toll-free at (0808) 234-3469.
By the way, I called the number. IT DOESN'T WORK!
It's a Load of Old Rubbish!
This is where my experiment/research ends as I am not willing to sign up to something (if indeed you do get anything) and give over my personal and financial details even for the sake of research. I urge anyone who gives these sites more than a one second glance to read the full site and have a click around or a quick Google search before going any further.
The fact that you've clicked through the site to start with means that revenue has been earned by 'them' and if they get you to sign up then ker-ching its quids in for the 'they' who run this site. Do yourself a favour, don't ever be enticed by get rich quick banners on websites, it's a load of old rubbish.
Have you been Duped?
Have you been sucked in? Have you gone ahead and signed up to an online scam?
© 2012 mooboomoo