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Mortgage loan and credit insurance

Updated on March 14, 2016

What is mortgage loan and credit? Mortgage loan simplest sense is the amount the borrower can get a bank loan without having desired properties mortgaged or subject to any conditions when a loan guarantee.

Conditions of bank mortgage loan?

To get a bank loan in the form of mortgage loan you need to have one of the following basic conditions: Working for a company, organization or state agency. Being a customer of one of the loan and credit insurance companies like Prudential, AIA, Liberty, Dai-ichi, etc. Mortgage loan banks have outstanding advantages: Do not take any charges when you borrow money. Not to the bank, just at home can still get a loan! You can contact us by E-mail or phone, fax, etc. Non-payment of the red book, notarized any other document! Just photo is enough. You do not have to take months to get the money! Mortgage loan takes between 3 to 7 days.Bank loan and credit without collateral to be officially recognized in the legal system would be an opening for your personal life, your family, the right to consider and decide on the basis of loans secured or not secured by pledged assets, mortgage loan customers, third-party guarantors and responsible for their decisions. Accordingly, the services for the mortgage loan and credit in the credit institution has been formalized in the legal system of the State and so far many banks have conducted this service deployment.

Unsecured bank loan and credit to pay the costs?

You do not pay any money for the company to receive loan and credit financing mortgage loans. Of course you have to pay the small expenses incurred on your part as photo paper, the cost of sending documents by mail (if any) or fees to receive money if you do not have an account at the bank. Object eligible for mortgage loan and I can borrow money from banks where? Often, the financial institution will only consider lending to people and organizations with a stable source of income and property profile equivalent.

For reasons other security vendor can require users to declare some clauses in the insurance contract.I have to prepare the paperwork for bank mortgage loan? You need to prepare the following documents (copy): Electricity bill (or water, landline, internet, cable TV) last month. Payrolls last 02 months or salary certificate. Contract workers are working at the company working time in units of 12 months (or 6 months if it has made two consecutive years in the same field). Receipt for payment of life insurance (if there will be priority mortgage loan). ID card (no more than 15 years) or driving license / passport.

The documents should be submitted only without notarized copy thereof, may be sent by courier, fax or email. Products for the bank's mortgage loan Agribank. Introduction unsecured loan and credit products: There is demand for loans serving life activities such as shopping and consumer goods, household items. Utility mortgage loan agricultural banks Agribank.

Loan term: up to 60 months.

Loan amount: up to 80% of the cost.

Bank interest rates: fixed and floating; Overdue interest rates up to 150% interest in the term.

Loan security: yes / no property or guaranteed by a third-party guarantee.

Scrabble bank: once or several times.

Repayment of principal and interest: Repayments of a lump sum or installments, repayment or recurring monthly rate under the agreement.Electricity bill (or water, landline, internet, cable TV) last month. Payrolls last 02 months or salary certificate. Contract workers are working at the company working time in units of 12 months (or 6 months if it has made two consecutive years in the same field). Receipt for payment of life insurance (if there will be priority mortgage loan). ID card (no more than 15 years) or driving license / passport.

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