Watch Out-IndyMac- One West Asking for Money To Stop Foreclosure!!
Indy Mac Bank- One West did not want to speak with me, when I had a valid reason in August of 2008. All my attempts to deal with this Company fell on deaf ears.
Indy Mac served foreclosure papers February of 2009. I have asked Indy Mac over and over, who the actual Lender is for my mortgage, and they play stupid. I know that they are a servicing agent for someone, and my payments were being sent and split for over 1 year.
I had the pleasure of receiving a call from them today, and I was as stupid as they are. A lady from India first called to warn me that my house will be going into foreclosure. I informed her that she must have been sleeping for over a year.
The second lady requested that I could pay Indy Mac over $12,000 to clear my foreclosure, or I could have a re-instatement. I asked what was a re-instatement and they did not know.
Why would any person with their mental abilities intact, who knows that there house is in foreclosure pay the servicing lender any money, and not even know where the money is going.
In my opinion this is an attempt to collect money, and still foreclose the property. In the State Of Florida the courts have to be certain that the legal holder of the original note is the party foreclosing, and Indy Mac Bank has been dancing around this information for 15 months.
I advised IndyMac Bank to keep foreclosing through the court, since it has been in the court system since February 2009. IndyMac Bank has been increasing the loan amount from the beginning, so the original amount borrowed is not the same amount due.
I suggest that Indy Mac Bank continues to deal with the Court, win the foreclosure and sell the house for what they can get in the market now which is estimated at a small fraction of what is owed. This entire mess could have been easily negotiated with a 30 year fixed rate mortgage offered, but because the lenders, who ever they are are greedy money hungry pieces of trash, they felt that they would make more money with their scamming five year, negative arm loan.
I accept full responsibility for not catching the mistakes in the loan in the first place. I have never dealt with crooked Lenders, as I was in the business 16 years ago. My original loan application does not exist, as it was changed to create a higher income, and the appraisal was inflated.
I have read that the entire market crash and deceptive practices were done on purpose, and after many months of research I have found factual truth to warrant my allegations.
My house is in the hands of the Court. I want the Court to render the decision, and if the house sits empty for one hundred years, that is fine with me. Why would I trust this servicing lender, or believe anything that comes out of their mouth?
Indy Mac Bank does not abide by any rules, even those written in the mortgage note. The Borrower is suppose to be notified if the servicing lender wants to do an inspection. they knew where I am, since I relocated for a temporary position in another county. Indy Mac bank went and broke into the property to winterize a Florida home.
Indy Mac Bank is trying to collect a debt and attempting to pretend that the money paid to them will stop a foreclosure. I do not believe them or trust them, and never will again.
Good luck in court, you will get what you deserve.