This is just some general info Mighty Mom:
It would appear, from what I've read about the subject, that you could become a ghost term paper writer surprisingly easily.
It may well provide a way to earn money writing, while maintaining a balanced family life.
There are individuals and even some corporations who hire ghost writers on a regular basis. You will seemingly need dedication and strong writing skills to have any chance of making a success of it though.
Is it moral to write something for someone else, and let them sign their name to it? Probably not....
If you compare this activity with school, for instance, it would be cheating to write someone else's term paper for them.
Hope this proves of some help. All the Best.