Hi Goodpal. That's a good question and a difficult question.
The other things that you mentioned are not mutually exclusive with money. That's especially true for health care. That's because we Americans spend 1/6 of our GDP on health care.
Back in the 1990s, my diabetic father had severely impaired circulation in one leg. He went to one of the nations top medical facilities for an angioplasty. The surgeons inserted a metal stent into the cleared artery. The operation gave him several years of improved quality of life.
If he didn't have top-notch health insurance coverage, the insurance company would not have paid their fair share of the bill. They would have used "pre-existing condition" or "experimental treatment" as a lame excuse.
Devastating medical bills are responsible for a high percentage of bankruptcies in the USA. Many people feel the need to be wealthy, because of the prospect of losing their homes if they suffer from and survive a catastrophic illness in the future.
Being moderately wealthy is not just about conspicuous consumption, or about looking down one's nose at the less fortunate. It's about feeling secure.