Large companies talking about breaking into small outsourced units to avoid Obam

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   brakel2posted 11 years ago

   Large companies talking about breaking into small outsourced units to avoid Obamacare  Can it work?
   
   My state is setting up a huge clinic for uninsured. Jerry Brown Calif came out against Obamacare. States don't want to spend needed money. Insurance  rates going up.

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   Marcus99posted 11 years ago

   Obamacare. Sigh. Isn't there any other term that people can use other than that one?

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   Larry Wallposted 11 years ago

   I really do not completely understand your question. Large companies have for years been creating smaller companies to handle certain tasks so that they do not have to provide the same benefits to those employees as are offered to the employees of the primary corporation. Doing this to avoid having a group insurance plan has been in practice for years. So there is nothing new.
   I do not know if the Affordable Care Act will be successful.  I am hoping it will be. I am three years away from Medicare, work part time with no insurance benefit and have those pesky "priorconditions" that come with age. I will admit I am a higher risk than the average person, but a lower risk than the weekend drug user. Thus, I should not be denied insurance. Today I have coverage, but it is very limited. I am hopeful the Affordable Care Act is successful. I think increasing the pool of people who are insured, but less likely to need extensive health care, may help to reduce costs in the long run by providing more premiums and perhaps reducing the costs through preventative care. Finally, my state, Louisiana, has a network of charity hospitals that are funded by state and federal sources. The quality of care is good--the waiting time in the emergency room can be more than a day. This is because people are using these hospitals as their primary care sources. A network of clinics would take some of the burden off the hospitals and reduce the waiting time for the patients.

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      brakel2posted 11 years agoin reply to this

      Thank you for your answer. I read that huge companies will have divisions all consisting of less than 50 workers to avoid being involved in the Affordable Care Act. I wish you luck with the healthcare issue. Those without coverage sure do need it.

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      Larry Wallposted 11 years agoin reply to this

      I doubt you will see such a breakup of that magnitude. Many companies already provide group health plans--the threat of increased premiums, I believe is overstated by some. My last employer had eight people and we had a group policy that was great.

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      brakel2posted 11 years agoin reply to this

      I wish we could discuss this subject. It's hard to do with a question.  Thank you for your response.

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