I have been doing surveys online for about 4 years. The best one, I have found to be "e-rewards", they do pay with gift cards, magazine subscriptions, and airline points. I always take the gift card that I use a my favorite department store. You will need to answer some questions so they know what type of surveys to email to you. (If you prefer not to answer, that's ok too.) They do not charge, they do not ask for your personal information only name, address, telephone #, and that's to mail you the gift cards. They just recently began to do e-gift cards so they do not have to be mailed to you. The other one is "opinion outpost", they will send a gift card from citibank as your payment, they used to send a check, but stopped doing that. I tried several before I found these, and like you said, some just wanted a lot of information that I was not willing to give out, and didn't seem real. Never pay to do surveys or give any financial/bank information. Better safe than sorry. If you are looking to get cash, I don't know of any.