Sorry my response probably won't be very helpful but wanted to answer--when I get this figured out I will write a long hub on how it came to be. I've been trying to figure this out for about 10 years now but I guess knowing what you like to do is a start. The problem with that is it has to pay enough money to make ends meet plus fund a retirement account. I like to puppy sit but it doesn't pay the mortgage. I think if you at least find a job doing something you don't hate then you are doing well.