- Business and Employment
How to Get Paid When Your Phone Rings
Get paid each time your phone rings. This is totally free and the easiest way to get so extra needed cash. See full instructions in this article.
Check out all my "How to" Articles here.
This is a best kept secret!
Imagine getting paid every time your phone rings...Sounds interesting right? Extra money simply doing what you normally would - that's easy. But, do you wanna know what's even better? It's totally FREE!!!
There was a time (not to long ago) when I would go to the extreme to duck and dodge telemarketers and bill collectors alike. Not anymore. Every time they call me...I get paid. Ching, Ching.
Now here's a concept I can definitely get comfortable with - Getting Paid to Gossip?! Guess who's dating cousin Dave? Did you see what happened on American Idol? Guess who's getting married? You get the idea. I/We can go on for days. But who cares? Even if you really didn't care about who's dating Cousin Dave or you're strongly opposed to gossiping - you just made some earnings. All that matters is that each call you receive equates to money in your pocket. Oh, by the way, wrong numbers equal Ching,Ching too!
So How Does it Really Work?
First off, it's free! You basically receive a free phone line which will be connected to your existing mobile number. Now you have the option to give people your "real" phone number or your new, free phone number which rings to your mobile phone. Don't want someone to have your "real" phone number? Give them your "money line." Make extra cash, maintain your privacy, AND get an extra phone number at no cost.
Maximizing Your Earnings
It gets better. You can increase your earnings potential 4 ways: (1) sending a broadcast to your phone list letting them know about your new number (2) creating a customized, online phone list or (3) telling others about this incredible opportunity. The fourth is pretty obvious..Let your phone ring.
Let's Do Some Math
Imagine Your Earnings:
- Today is your birthday and 25 People call you to wish you birthday cheer...Happy Birthday! You've just made $18 bucks.
- It's Thanksgiving time and 40 People call to confirm dinner at your home...Happy Turkey Day! You've just made $30 that can go towards holiday gifts.
3 Min Overview: Making Money When Your Phone Rings
Stop Calling Me --- Register Your Phone Now
Telephone numbers placed on the National Do Not Call Registry will remain on it permanently due to the Do-Not-Call Improvement Act of 2007, which became law in February 2008. I know what you're probably thinking..Yeah Right! Hey, it's the law. If they call you, you can file a complaint or even sue for compensation.
The National Do Not Call Registry allows you to choose whether or not to receive telemarketing calls at home. Most telemarketers should not call your number once it has been on the registry for 31 days. If they do, you can file a complaint at this Website.
You can register your home or mobile phone for free.
Find out who is calling you. If you suspect a bill collector or telemarketers is calling you, query their phone number before picking up.
8 Things Bill Collectors Don't Want Us to Know
1. The More You Pay, the More They Earn
Collectors get commissions -- usually 30 to 50% -- on money they bring in, which often double or triple their salaries. This means they have a strong incentive to press for a big "down payment" from you, even if this deepens the cycle of debt. Collectors hoping for a big commission may claim that the boss insists on a big down payment. In fact, blaming it on a mythical manager is designed to deflect your anger away from the collector.
2. Payment Deadlines Are Phony
Payment deadlines set by collectors are meaningless. Collectors simply want to create a sense of urgency, because the longer it takes to get you to pay, the less chance there is of collecting the debt.
3. They Don't Need a Financial Statement
Collectors often claim they need a "financial statement" from you, so they can work out a realistic repayment plan. You'll notice, though, that the information they ask for -- bank account numbers, references, place of employment -- is far more than they need for that purpose. They're fishing for information that will help them find you if you move or sue you if you don't repay the debt.
4. The Threats Are Inflated
Collectors always graphically detail the disastrous consequences of failing to pay a debt. "Your credit rating will be ruined," they warn. (Not mentioning that it's probably already not so good, since a collection company is after you.) "Your personal possessions, including your car, could be seized and sold at a public auction!" (Never mind that this virtually never happens; it's illegal in some states and impractical because of the expense.) Probably 95% of the time, collectors go after only bank accounts and wages.
5. You Can Stop Their Calls
You have the right, under federal law, to tell a collection agency to stop contacting you. Just do it in writing, and contacts must stop, unless they're to tell you that collection efforts have ended or the agency is going to take a specific action (like filing a lawsuit) against you.
6. They Can Find Out How Much You Have in the Bank
A collector who has your bank account and social security numbers can probably easily find out the balance of the account. Because big banks now have automated account inquiry systems, the collector doesn't even have to speak to a human being; all it takes is a phone call to the automated voice-mail service. When the account number and social security numbers are punched in, the computer promptly supplies an up-to-the-minute account balance.
7. If You're Out of State, They're Out of Luck
Collection agencies routinely call out-of-state debtors to demand payment. But if a creditor has sued you and won, you are probably safe from enforcement action if you bank and work outside the state where the lawsuit was filed. That's because to collect, the collection agency must transfer the judgment to your state, which is prohibitively time-consuming and expensive.
8. They Can't Take It All
Certain income, such as social security, pensions and 75% of your take-home pay, is exempt from enforcement action. You can file a claim of exemption from a garnishment of the other 25% of your wages if it would cause you or your family severe hardship.