The easiest way to do it I found was to go to your profile page. Scroll all the way to the bottom where you see the grayish color. There you will see "link to this page." When you click on it a box will open up to give you your tracker referral and then you can copy and paste your URL like this
hubpages... with your tracker info (sorry can't put the url in it)
or you can type a word "here" and hyper link it by highlighting it and hitting the sign the looks like and infinite sign. Another box will pop up and you will have the hyperlink without the code being displayed.
Hope that helps. This topic confused me for the longest time!