lovebuglena and Sonner28, both have given you very good advice in their attempts to answer your question to your satisfaction. I cannot add any more useful comments than they have given you. I would like to say, however, that Paypal is a very effective online financial (banking like) tool for doing online accounting and money transactions. It is a safe and proven method, and it is well worth your time and effort to do whatever is necessary to make it work for you. You may not like it now, but once you have used it successfully to receive your first payouts for your work, you will grow to love it. Give it some time.