I think you have to have ten hubs for google adsense. ??
For Amazon, check to see if it's okay with your state. They fired me for being a Missourian since Gov Nixon recently signed taxes for Hubbers and Amazon owners do not think that is constitutional. Other states have been axed by Amazon too. Someone on here told me Illinois.
Work ahead as much you like but you will need to verify your paypal. It isn't hard. Go ahead and take those steps because it takes a few days sometimes. They put like .19 cents in your account and then you have to look at your bank account and let them know the amount. etc. Others can do it by cell phone text. But it isn't hard, whatever it is.
Good luck with your accounts. I don't write for money on Hubpages. I have made $1.55 in about 9 weeks and in that time, I have more than 50 quality (featured) hubs. I have 2,000 views. So it's more about developing my writing.
Read others hubs and tips. They have been helpful to me.