I love nice things as well as anyone but I cannot stand to be in debt so I say no to many things but without feeling cheated. I like my life and enjoy what I have. How about you? Have you bitten off more than you can chew? Photo by esl.culips
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Great advice Sparklea; I am the same way, if I don't have it I don't spend it. Credit is the worst thing that happened to anyone! Look at the US! lol
Congratulations, Sparklea. Sounds like you are happy. Been there with sheets on the windows as a single mother. I make Austrian crystal jewelry, so I love it, too.
MizBejabbers; how great you can create your own beautiful jewelry! You must look stunning!
It is much to think about sometimes but as long as we don't cheat ourselves too bad I think saving is better.
Sounds like you are doing great MizB and sometimes we do have to be the sensible one! lol
Thanks, Jackie, I didn't mention that I quit a career that I loved (broadcasting) and at age 45 went to work for the state to have a retirement. It didn't pay enough to start an IRA, but I later started making enough for a savings account.
It does seem we see many times parent handing over to ungrateful children that would have been much better off without such generous parents. I know a few!
Isn't that the truth; we will decide to make ourselves happy with a purchase and then not enjoy it for being sorry!
Yes; one good thing I guess, we grow up a bit about material things! lol
Well sure I will always side with the female!
I can't say that my mom did that well with me but I did work for quarters at the age of ten to buy her presents and have spending money and I learned from Mom and Dad to not be in debt. That one has done me so much good and I am proud of that alone.
My parents pinched pennies until they squealed, even after they didn't have to. Mom would tell us she didn't want to spend our inheritance. I tried to tell her my brother and I were doing well and she should enjoy her retirement.
I know; it does seem impossible to get any money ahead at times; which we all should do in case of emergency if nothing more. I wish I had gotten more into investing but today they seems a scary thing to do.
I know it is but I hope you will enjoy while you can! No use saving it for Uncle Sam!
It does seem easier the older we get.
65 is best time to purchase insurance for you can get it without health questions very low & it is a very small window of time is why I mention it in case you don't know of it. Mom got hers for $100 a month that paid everything Medicare didn't!
Thanks for the advise.
Rachael, if he is on medicare, check out the Medigaps. I still work, but I'm dropping my state insurance Jan. 1 because my Medigap is better coverage.
Just assuming you're from the US, Rachel. My mom got Bankers which I think is now called Oxford but still Bankers owned. It will sure be what I get because I took care of my mom and handled all that and they just covered everything; it was so good.
That's good; I think that is what I do too.