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Back to School-the crisis

Updated on August 25, 2015

Average students

As a student myself I have been witness to the crisis college students face (right there myself). Most people when they ask if you're in school think about all that comes with it. They want to what major you're in and what classes you're going to take and when you'll be graduating.

As we should all know students face financial stress now and in the near future when it comes to college debt. Not all students are fortunate enough to have parents who pay for or saved for their college education. My own parents saved through a pre-paid program in our state. However that money will not cover the whole of my education and I'm finding myself nearing the last year or so with none to spare. In fact most kids rely on financial aid to make it through the semester and hopefully they're using it wisely.

College

A lot of the time what students will discover when they head into college is that they're expected to take an entrance exam. This will determine what level they are at and which classes they will need to bring them up to the level the school/program requires. These are your remedial classes. They sound like they're for people who don't study right? Well the school will base how many of these classes you will need from the score you get. This works for both English and Math.

If you receive a low score expect a writing class for English as well as English I. Yes, a writing class. Granted some students probably need it, but I'll come back to this.

If you receive a low score for Math, expect three remedial classes on top of the two you need for you're degree.

What a bunch of nonsense. I can tell you this sucks. Oh and those extra classes, don't count towards your degree but you do pay for them. And the first two math classes require a lab so expect a lab fee.

Personally it should be a recommendation, not a requirement. If I decide against taking them and I end up failing a math course that should be on the student. No college should force a student into a class that won't be counted for credit.

You and school

They say 'get involved' and you should. But you don't need to force yourself into doing things you don't want to do. If you just want to go to school and get your degree that's okay too. As long as you're doing things that relate to your degree. For instance I happen to be a theatre major and my focus is in lighting design. So for me it's prudent that I immerse myself into doing as many theatrical projects as I can. Because it needs to be there on the resume. The degree won't do me any good if there isn't something to back it up even a little.

Oliver Wendell Holmes Sr.
Oliver Wendell Holmes Sr. | Source

Loans

Students should be very careful about loans and subsidized loans. If picking a loan, be aware that sometimes they will start asking for money even if you are still currently taking class. More often those are your subsidized loans. I have enough friends to know which loans to watch out for.

Discover offers student loans and rewards good grades. They won't start asking for money until after you graduate. There are ways to review which loan will fit your need.

Rates

Fixed rates and variable rates are two different things so make sure you know exactly which kind you'll be getting and sometimes you can pick how you want to do it. The links above are two that have been trusted for quite some time although Lately some people have been saying Sallie Mae isn't worth it.

I know myself will probably use Discover if I absolutely need a loan.

Source

Books

Books are expensive. College is expensive. By the time it's all said and done the average student could have paid up to 60,000 dollars. That includes anything from tuition, to books, lab fees and room and board.

But books can make a break you. I tend to wait until after the first week of class. Does that leave potential to not be able to turn in homework sure. But I won't buy a text book unless I know for a fact I actually need it.

Books can go from sixty to two hundred dollars. You can rent almost all books. And a lot of them are now coming in e-format. If I can I will get it for my Kindle either purchased or rented. If it turns out to be about the same, I tend to get the physical copy. Some books in e-format will come out significantly cheaper. My Ethnobotany textbook my first year I got for my Kindle for about twenty dollars and it was a sixty dollar book.

So really do some research is my advice for fellow students and I know most of us do. Some will just wait until financial aid comes in and purchase a brand new book. Why? It's not necessary.

Expect it

Stress
Stress | Source

Room and Board

If you're moving out or staying at home all depends on a lot of factors. I don't recommend moving out just because you just don't want to live at home. Yes freedom is so great for the young adult but if you're finding yourself living paycheck to paycheck and overdrawing on accounts, you might have made the wrong choice.

There are always pros and cons to both sides, but you should be able to live comfortably while in school. If rent is one less thing you have to pay for then do it. Especially if you're dumb like me with credit card debt. But if you're moving out of state and you've made your decisions check back with me soon I will have a few things to say about how to live the college life without going horribly broke.

Student Accommodation
Student Accommodation | Source

Be careful

So really it all comes down to the choices you make and the research you do. Just be careful and don't make the same mistake twice. Live and learn.

And you've received grants and scholarships, congrats! That is half the struggle.

Comments

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    • ruemarie profile imageAUTHOR

      Lea Wilson 

      3 years ago

      I totally understand, my brother is like that himself. I think it's great though that you made the effort and it shows that you can do what you put your mind to. Thank you for your comment, I appreciate it!

    • APBullard profile image

      Alexia P Bullard 

      3 years ago

      This is definitely one of the more accurate college posts I have seen on here. As someone who stutters, it was very difficult for me to make myself get out there and make friends during college. I started slowly, with a couple comments to the person next to me before the lecture started, and then ended up joining a couple clubs and Phi Theta Kappa Honor Society. These types of activities not only help to build interpersonal relationships and bolster your resume, but they also help to alleviate some of the stress during the semester.

      Great post!

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