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How To Verify Paypal Account In India

Updated on October 25, 2014

Verify Your Paypal Account

The first time I decided to use Paypal I was skeptical. I mean, it's something new and no one in my family has ever received or sent money using Paypal before. This kind of meant that I was on my own and I had to depend on self learning to understand the whole process involved in verifying my Paypal account.

Learning how to withdraw funds from my Paypal account and verifying my Paypal account wasn't that easy as I thought. I made some blunders and learnt from them. I hope this article helps you in reducing your blunders and help you in making verification and withdrawing funds easier using Paypal in India.

Why I Wanted To Use Paypal

I was a lensmaster at Squidoo. I created pages (called 'Lenses') on topics that were of interest to me and got paid for it. Squidoo was great for getting some passive income (until it went down) but you needed a Paypal account to receive payments. I had no other option than to create one.

Doubts I had Regarding Paypal

1. What all information should I give if someone wants to transfer money to my Paypal account?

---- You just have to provide your email ID with which your Paypal account is registered. As simple as that. No revealing too many details and it's safe and secure.

2. Can I safely withdraw money to my bank account?

---- Yes you can! I remember entering my bank account number in the wrong way a couple of times (details about it later on) and they just sent the amount back to my Paypal account. But, of course, there is a fee for that and you can lose around 250 Rupees each time you enter the wrong information. Paypal is strict that way!

3. What all information is needed to withdraw funds from Paypal?

---- First of all, you need to know the IFSC code (a 13 digit number) of your bank. You can contact your bank and ask them about it. But I was able to locate it even on the web after searching for it. And other than that, of course, you need to provide your account number. Do take note that you need to enter the FULL account number (which means your account number which can be used internationally and is generally longer than the number provided in your checks and savings book). I repeatedly entered the shorter version of my bank account number three times and they got rejected! So do take note about this and save money.

4. Does Paypal send and withdraw funds to Canara Bank ?

I have an account at Canara Bank and I was skeptical whether such a thing would be supported. But I was glad to find out that they did, even if the employees weren't aware of what a Paypal account was. Withdrawing funds to bank accounts in India is free as long as you're withdrawing INR 7000 and above.

5. How many days will it take for the cash to reach my bank account in India?

Mine usually reaches in about 2 to 3 days.

How To Verify Paypal Account

Verification isn't compulsory in the beginning, but it's recommended so that you can lift your sending and withdrawing limits. This means that, after verifying you can withdraw as much cash you want from your Paypal account. Otherwise, there is a limit which you can withdraw each month to your bank account in India.

Once you enter your bank account details, Paypal will send two small amounts to the bank account number you mentioned. You just have to check that and enter the amounts after clicking the 'Confirm Bank Account' link present on the right side of your Paypal account page. You can then withdraw and send as much as cash as you want.


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    • profile image

      Jay D. 

      6 years ago

      Nice info. Thanks all.

      Anyone working with and getting paid via paypal in India?

    • profile image


      6 years ago

      is is possible to verify paypal account with my SBI ATM card.......?

    • divacratus profile imageAUTHOR

      Kalpana Iyer 

      6 years ago from India

      Jay - Yes you can use your savings bank account. I am using the same from Canara bank.

    • profile image


      6 years ago

      Thanks for the info..

      can we use savings bank account to receive money from premier paypal account or need a current account?

      I want to do architectural visualization works as a freelancer to foreign clients.Currently I only have savings bank account with icici bank..

    • divacratus profile imageAUTHOR

      Kalpana Iyer 

      6 years ago from India

      Rahul - What disappears from your account? Are you sure you are entering the amount correctly? Remove your bank account completely from your PayPal account and try adding it again.

    • profile image


      6 years ago

      paypal send me two small deposit of 1 rupee. but when i enter the information for verify. they disappear my account. then i try to add again but this time paypal does not take my account with error.

      the error that- this account already registered but does not verify properly.

      please help me....

    • divacratus profile imageAUTHOR

      Kalpana Iyer 

      7 years ago from India

      Balakrishna - It varies for each person. Right now I don't remember the exact figure because this was around 2 years back :) But they are really small amounts -- around 1 rupee.

    • profile image

      Balakrishna Kini 

      7 years ago

      2 Small amount means how much ?

    • nikitha p profile image

      nikitha p 

      8 years ago from India

      Thanks for the information divacratus. I have the same issue before. So thanks for sharing this hub.

    • divacratus profile imageAUTHOR

      Kalpana Iyer 

      8 years ago from India

      Hi Radhakrishnan,

      The same thing happened to me at first. It disappears after a couple of days I guess. I removed my bank account info and added it again. After 1-2 days I was able to see the 'Confirm Bank Account' link again. PayPal will send again two small numbers which you will have to enter again. Hope this helps.

    • profile image


      8 years ago

      thanks for the info but i can't see "confirm bank account" on the right side of the PayPal ?? even though PayPal has taken two small amounts from my bank acc.

      please advise,,


    • Michael Jay profile image

      Michael Jay 

      8 years ago

      Great information you have here. I have heard some issues about verifying paypal accounts in India. Glad I found this hub to answer some questions I have in mind. Thanks for sharing.


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