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Living in poverty

Updated on January 6, 2014

How I survive in poverty

How does one find themselves living in poverty? Back in the 90's before the financial crash I used to make almost $50,000 per year. Then when there was a horrible Wall street melt down several customers stopped spending as much. I lost 4 people last year due to death. Several others lost their jobs and could no longer afford my services. Several others moved to a different state. So that left me devastated financially. I had to rebuild my client base and advertise again which meant more money out of my pocket and bills that kept mounting and finally the devastating blow of bankruptcy.

So how am I surviving poverty? Just by a string and a prayer. I ended up downsizing to a friends basement recently just to be able to afford a roof over my head. I am also trying to make a savings or having account. It just seems that every time money comes in it immediately goes out to bills and taxes and car payments etc...

This one person told me to create a having account and to show the Universe at large that I am more important than my bills . So you know the old saying of the have's and the have not's. Well this person told me that by making myself a having account that I would indeed start having more instead of having less all the time. I am still trying to psychologically justify giving myself 10% of everything I bring in. The week I tried it, I did indeed have a bit more in my pocket rather than nothing but it still was very minimal.

So my plan at least for the next 30 days is to try on this having account and see how much that will yield me. Another thing I am doing is to be thankful for even the small graces in my life such as a roof over my head and a car that is running to get me to work and potential new clients coming in and just the simple small things of someone letting me ahead in line at the supermarket or letting me ahead in traffic and so on. When you start thinking of all the things you are thankful for in your life the list seems to be never ending.

So the more I focus on what I am thankful for rather than all the depressing financial things in my life, the better I seem to feel. The more I start feeling good ,the more good things come to me. For example offers for free dinner or coffee or fresh baked goods from some of my senior clients or even gift certificates for food or clothes. They always seem to show up for me when I least expect them. These are some of the blessings I receive in my time of poverty.

Living in poverty makes me feel really humble. It helps me to become more and more grateful of what I really have in my life (friends, family and loyal clients). People that stick by me no matter how bad my living situation seems in the moment. It makes me feel a lot better off than some others who are actually living on the streets or in overcrowded shelters. It also lets me know that I can only go up from here.

I found I can live without a phone or computer as the library offers both for free. I just have a business answering service that I call into to check my messages and then check messages daily at the library or the bank and even the supermarket has customer service phones for free. I can also use the internet at the library or some of the senior centers that I go to have a computer room and printer that I can use for free.

The new place I live has a washer and dryer so I no longer have to pay for the laundry mat. The roommates at my new place have been very generous with some food from time to time when I can't afford it till the next week or so(i.e.: milk or cheese etc..). I also get coupons for free coffee or a bagel. I once went through a drive thru and they made me wait so long and didn't accept checks so they ended up giving me a free meal for my inconvenience.

Living in poverty has taught me a lot about myself and how much I will actually tolerate in order to survive. I have given up a lot but have gained a lot also. I have given up the freedom of living alone but have gained the support of others. I used to never ask anyone for help. I was to proud. Now I ask all the time and get it most of the time. I have delved into places in my soul that I haven't looked at in a long time. It is a very enlightening journey looking into the core of who I am and why I am here. I think there will be a book to come of this interesting life experience.

At times I feel like I am in an emotional hell and turmoil and just get tired of the whole thing and other times when this light bulb inside me goes on, I see places in me I never knew existed. When living on little to no income at times it leaves me in a state of anger and desperation. I ask myself, How could I have let this happen? What will it take for me to get out of this hole I have created? I meditate and pray and my answers end up being the simplest things. Just breathe in and out and take one step at a time and you can only go up from here. So I am heeding these messages and trying to stay as positive as I can but my emotions are all over the place and I wallow in my little pity parties of Why me? but in the end I know I created exactly where I am in this moment and I know I can create a better more prosperous outcome for myself. That is what keeps me alive. For some reason I chose this state of being to learn whatever lessons I am supposed to learn and I just have to stay in the knowing that all things are possible and to stay in a more grateful state of mind. I need to stay in the knowingness that I have my health and I am still fairly young and I have lots of people that count on me for their survival and that I could be a lot worse off.

So whatever financial/emotional traumatic situation you find yourself in just try and think of all the goodness in your life. Focus on what works rather than what isn't working. Create a plan and do the best with the situation you are in and know that it isn't forever. Start creating a having account *(putting 10% of whatever you do bring in, into a having account)* and stay in the knowingness that there is always more than enough instead of the feeling that there is never enough.

All the best to any fellow hubbers going through similar situations. I hope this helps.


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    • moneyfairy profile imageAUTHOR

      Money Fairy 

      4 years ago from New Woodstock

      Yes simplicity, truth and joyfulness is always the best way to live.

      Thank you!

    • Goodpal profile image


      4 years ago

      There is beauty in truthful living connected to your inner-core. People have different interpretations for this in the spiritual world. Ignoring that, life is simple and joyful in its own, once all the pretensions and personas are removed. I prefer to stay away from complexities and sophistications; they reveal everything other than truth and reality which suffocates me!

      Thanks for a great piece of writing.

    • moneyfairy profile imageAUTHOR

      Money Fairy 

      4 years ago from New Woodstock

      Goodpal: I am glad it bought back memories of you surrendering to a higher power and like the old saying goes "Let Go and Let GOD" or "Let Go and Let the Universal life force energy surrounding all that is intervene on your behalf ,now and always". It is always surrendering to a higher power as we are only human having a spiritual experience or some might say we are spiritual beings having a human experience, either way we are in this world but not of this world so any snags along the way we are powerful enough to overcome.

      Thank you for your lovely heartfelt comment.

    • Goodpal profile image


      4 years ago

      Your narration testifies that you are a wonderful and sensitive human being connected with your inner core. It is only in deprivation that we discover the true meaning of many things we took for granted. Being thankful and accepting the situation is the sign of true honesty.

      I am sure the universal law of impermanence will also soon show up; it will change things for the better. After all no situation ever lasts forever!

      You reminded me of my worst time when had to struggle for survival after losing health and all finances; no place to live, no one to support, no job and no money to buy medicines to manage a crippling asthma. Everything became spontaneously easy when I accepted all the betrayal, emotional pain and suffocating lungs and surrendered to higher powers.

      Thanks for sharing.


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