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Unclaimed Property Databases - Search for Lost Money!

Updated on September 20, 2012
Source

You could be rich!

Do you ever wonder what happens to property when someone dies and has no heirs? Or what about tax refunds that were never returned by the state because a person died or moved? What about payroll checks that have never been cashed or contents of a safety deposit box if no one claims it?

You can search for property that rightfully belongs to you, completely free of charge.

Source

Where does it come from?

Funds that are turned over to the state come from many avenues.

  • Savings & Checking Accounts
  • Stocks and Bonds
  • Uncashed dividend checks
  • Uncashed payroll checks
  • Tax Refunds
  • Uility Security Deposits
  • Mineral Royalty Payments
  • Contents of safe deposit boxes
  • Refunds
  • Travelers Checks
  • Trust Distributions
  • Unredeemed Money Orders
  • Unredeemed Gift Certificates (some states apply)
  • Insurance payments or refunds
  • Life insurance policy payouts
  • Annunities
  • Certificates of Deposits
  • Customer Overpayments


Stop Thief!

Source

Property Theft

If you have ever had property that has been stolen there are databases you can search to find your lost items. Property that has been confiscated by the law is often held for a period of time to allow the rightful owner to reclaim it. However, states can't hold the property forever so if it remains unclaimed, most often it will be auctioned off to the public.

Source

Pet Theft

Pet theft is a growing crime. While there are no databases currently for stolen pets you can check a few places that might surprise you. Pet Finder is an online service that allows people to search for a new pet. With the ever growing fascination with pure breeds and specialty breeds, pet theft has become a common crime.

Search Pet Finders if you have a stolen pet - you might be surprised to find "Lucky's" photograph and a ad for him to be sold off to the highest bidder.

Each state in the U.S. has a statute that protects your unclaimed funds. If you have lost contact with friends, family or previous employers, they may have sent your money to your state. The property and or funds are sent to the state of your last know address. Each state that you have held an address should be checked. Every day people find money that they didn't even know they had.

You can search for anyone's unclaimed property but you may only claim your own. If you can prove you are the rightful heir, you can claim property that is yours by default as well. If you want to claim funds for a previous business or business owner, any rightful heir can file a claim. The state may charge a nominal handling fee but in most cases, it is free to claim the funds.

There have been Internet schemers that will attempt to cash in on this. Beware of anyone who wants to charge a fee to search for your funds. There are companies that will do this and charge a fee to return your items but you can do this for free. All you have to do is search any states you have previously resided in or states where you may have had a relative that has unclaimed property.

Pink Floyd - Money

"Not all who wander are lost." ~J.R.R. Tolkien

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  • RealHousewife profile image
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    Kelly Umphenour 4 years ago from St. Louis, MO

    Hi Sharyn - it is amazing how much money and goods that are out there just waiting to be claimed. I never hear lots of news or information about this stuff so I figured a lot of people would LIKE to know they can check? lol I always wondered where money goes when someone dies and they don't know who the heirs are - well there ya go! haha

    I hope you find lots more money in there for you! You deserve it!!

  • Sharyn's Slant profile image

    Sharon Smith 4 years ago from Northeast Ohio USA

    My Grandma died in 2008. About a year later, I came across some papers that made me think there might be some unclaimed funds. And I WAS RIGHT! It wasn't a ton of money and it was a pain in the a** to get to it. Because it was over $1,000, I had to go through the courts, but in the long run, after expenses, it was about $2,400 so each of my sisters and I split it, $800 each. Even the hassles getting the money was worth it in the long run. Great hub Kel, ya just never know. And btw, I hope I never have to search for a missing animal, ugh, that scares me.

  • RealHousewife profile image
    Author

    Kelly Umphenour 4 years ago from St. Louis, MO

    Hey healthylife - hmmmm...wouldn't waste my time looking for the lenses anymore:) lol But heck - you may as well check New York anyhow. A forgotten security depost? Maybe some remainder of an insurance policy? Or hey maybe you have an Aunt or a Twin you never knew about??? hahaha

  • RealHousewife profile image
    Author

    Kelly Umphenour 4 years ago from St. Louis, MO

    Are you kidding Tammy? Oh my gosh! Dog fighting....sickens me. It really does. That makes me wanna run down and hug my dogs:) lol

    I hope you find some money Tammy! Wouldn't that be sooooo cool? I really hope you do!

  • healthylife2 profile image

    Healthy Life 4 years ago from Connecticut, USA

    Great information and I will check out the website. I do know I have contact lenses somewhere in the state of New York since I never learned how to put them in. I agree that you have to watch out for those scams claiming you have property they will get you for a fee. Voted up!

  • tammyswallow profile image

    Tammy 4 years ago from North Carolina

    I am going to check right now to see if I have unclaimed property! I lived in an area in SC where pet theft was rampanat. Large breed and aggressive dogs were stolen. After an investigation it was discovered that the head of animal control was running a scheme to collect all the mean dogs in the area for a dog fighting ring. Nothing is sacred!

  • RealHousewife profile image
    Author

    Kelly Umphenour 4 years ago from St. Louis, MO

    Drbj - right! I absolutely had to make the choice to either scam everyone - find their money and get my cut - or give them the free web address...decidsions, decisions! lol

  • drbj profile image

    drbj and sherry 4 years ago from south Florida

    What great information, Kelly, you could charge a fee for it. Oh, wait a minute. You said scammers already do. Sorry!

  • RealHousewife profile image
    Author

    Kelly Umphenour 4 years ago from St. Louis, MO

    Hi Breakfastpop! Check it out - I hope you have some free money waiting for you! I had to let people know so the nice government people don't get to keep it:) hahaha

  • RealHousewife profile image
    Author

    Kelly Umphenour 4 years ago from St. Louis, MO

    Wow - we are right on par Paula - I never found any for myself either! lol Just everyone else.

    Yeah I love me some Money!! I tell you people say it doesn't buy you happiness - but you just go ask someone who doesn't have enough money for food or electric! ha!

  • breakfastpop profile image

    breakfastpop 4 years ago

    Sounds like an adventure to me! Thanks for the inspiration.

  • fpherj48 profile image

    Paula 4 years ago from Beautiful Upstate New York

    Kelly...Great topic to choose! I have been on those sites a few times. Never found a single penny for myself, but I have for several people I know. You think any of them ever shared there cash fall with me?? HA! No such luck. Great Pink Floyd song! UP++

  • RealHousewife profile image
    Author

    Kelly Umphenour 4 years ago from St. Louis, MO

    Hey Ruchira - I had my purse stolen once - now that was an experience straight from hell. BUT the cops actually caught the thieves - who stole the purse right out of the cart that my 4 year old was sitting in! At the time it happened though - I'd just started going out with Dave (and not long enough to be asking for favors in my opinion) but I had no choice. I was stranded, no keys to my car or house, no money, no license, no bank card! He saved me!

    He came and picked me up from the store and drove me home, the helped me break into my house. OMG! Takes me back....uh uh uh. The guys gave my ID and my name tag to their drugged out girlfriend and she tried to impersonate me! She tried to cash my check but the store clerk said she didn't look like a secretary from a lawyers office so he called my work and asked for me - the girls told him I was there (not where he was trying to cash that check!) He held her until the cops got there! ha! Freaky! The clan still had my ID's and my keys to my car and house and my pager...they ditched all the rest. Scary!

    I know how traumatizing that can all be - it wasn't my house which would be so terrible - worse! But just my purse! Oh so sorry for you but live and learn, guess we did that:)

  • RealHousewife profile image
    Author

    Kelly Umphenour 4 years ago from St. Louis, MO

    Oh hey - now wouldn't that be sweet? It's a nice thought but then I would just be like the other guys - taking your money for giving you a free tip:) So you go on a vacation or out to dinner! lol

  • Ruchira profile image

    Ruchira 4 years ago from United States

    Gosh...you took me back to 2003 when my house was burglarized and my jewelry was stolen. Visited many pawn shops and found my stuff in one of them...it was a tearful experience.

    Interesting hub, Kelly. Liked how your presented it :)

    voted up and shared across

  • Faith Reaper profile image

    Faith Reaper 4 years ago from southern USA

    If I do, I will share it with you for writing this hub. In His Love, Faith Reaper

  • RealHousewife profile image
    Author

    Kelly Umphenour 4 years ago from St. Louis, MO

    Hi jacobkuttyta - thank you so much!

  • RealHousewife profile image
    Author

    Kelly Umphenour 4 years ago from St. Louis, MO

    Hi Faith - yeah I'd love to find some treasure! lol As usual - I got zip!

    Now can you believe how people are making a fortune dealing in stolen animals? That was happening around here a lot. Enough to make the news before. I found out searching for a lost Parrot that there are no "lost pet" sites (there should be!) but that if people steal them they often try to sell them on places like Pet Finder. They also say check Craigslist too.

    Thanks so much Faith and I hope you find out you have some money waiting for you!

  • RealHousewife profile image
    Author

    Kelly Umphenour 4 years ago from St. Louis, MO

    Hey Lela - now I might be able to help you easily. It depends...if the land records are accessable online - I can try to search her name (if that particular county happens to index their land records by name that is). Most likely that property was held in probate - so you may be able to see if you can check probate records? If there was a trust, life estate, or a will - then it can go around probate...so hmmm....yeah, I'd just have to do some hunting and pecking.

    I got lucky helping one of our other buddies the other day though. A hubber wanted to know who owned a house in another state so they could call and ask if they could rent it - now it just happened that particular county had their land records online and available (I searched their tax records:) lol It was a cinch so you never know!!

  • RealHousewife profile image
    Author

    Kelly Umphenour 4 years ago from St. Louis, MO

    Hi summerberrie - I knew so many people are unaware that these things exist. And there are millions of dollars worth of unclaimed funds - they belong to someone! I thought it would be so cool if someone checked into it and found out they had a little cash:) lol

  • jacobkuttyta profile image

    jacobkuttyta 4 years ago from Delhi, India

    Very interesting information.

  • Faith Reaper profile image

    Faith Reaper 4 years ago from southern USA

    Wouldn't that be awesome, to actually have something waiting there for you! Now, that Pet theft is just downright sad and who would ever do such ---so much greed. I had to get here the long way around, as when your email popped in the link was black and not blue and it would not take me here, but I am here now. Awesome Voted Way Up In His Love, Faith Reaper

  • Austinstar profile image

    Austinstar 4 years ago from Somewhere in the universe

    I found some money that my mom never used before she died. I shared it with my sister, but we had to send in a death certificate and proof that she was my mom and it took months to get it. Then because it was two separate accounts, they wanted us to make two separate claims. I just went for the one with the most money and thought I might try again later. It wasn't much, less than $1,000 in the combined accounts. I should check again now.

    There was a rumor that one of my great aunts owned a whole town in north central Texas. She and my grandfather lived off of the mineral and oil rights from that incorporated town. I looked for it but cannot find it. You would think it would be worth a fortune by now. But who knows? Kelly, I should hire you to check it out.

  • profile image

    summerberrie 4 years ago

    Interesting and useful information. Never really thought about the possibility of there being unclaimed money and a place to go looking for it.

  • RealHousewife profile image
    Author

    Kelly Umphenour 4 years ago from St. Louis, MO

    Hi Carol - thanks for adding your comment! Yeah they do make you prove you are the rightful heir before they will give it up but if you are the owner - you eventually get it. I know so many people do not know there is one for every state and they may need to check where ever they have lived in the past too.

    Thanks and glad you got some money! Lucky!

  • carol7777 profile image

    carol stanley 4 years ago from Arizona

    We just got several hundred dollars from an old bank account from my mother who has been gone for 15 years. Went on the site unclaimed money ...It took a long time, lots of emails and some unrealistic requests..but we got it. It made me feel good because it really belonged to the family. Great hub and voting up and sharing.

  • RealHousewife profile image
    Author

    Kelly Umphenour 4 years ago from St. Louis, MO

    Mine too alahiker28...pffft! I was hoping for some long lost relative that my sister's didn't already know about:) hahaha Thank you!

    I will have to check into Trudeau's book...I am already skeptical though! The government doesn't exactly hide these funds and I was thinking about how easy it would be to rip that fund off if you knew your business. Like who would be the wiser? But I assume the government has ways of keeping people in check so that doesn't happen. I wonder how many businesses turn over "unpaid payroll"....ha! It's hard enough to get most companies to pay what they do owe you!

  • RealHousewife profile image
    Author

    Kelly Umphenour 4 years ago from St. Louis, MO

    See Susan - I included Canada just for you:) lol

    I didn't have any money either...but par for the course in my case too! Some of us never get anything handed to us...others seem to just be super duper lucky!

  • alahiker28 profile image

    Vicki Parker 4 years ago from the Deep South

    There is much debate about Kevin Trudeau's book "Free Money 'They Don't Want You to Know About." I checked into it. All my ancestors must have been poor .... sigh!

  • Just Ask Susan profile image

    Susan Zutautas 4 years ago from Ontario, Canada

    I'd search but I really don't think I have a hope in hell of finding any lost money ... but you never know :)

    Interesting hub!

  • RealHousewife profile image
    Author

    Kelly Umphenour 4 years ago from St. Louis, MO

    ha! Hey vocalcaocah - I really didn't spend lots of time on this one. I knew just what I wanted to say and already had my links ready:) I did not have any in Missouri but didn't know it could be in other states. I have a few to check myself! My mother and sister - both of them had unclaimed money! It wasn't very much - my mom had like $200 and my sister had around $75 but heck, money is money! Better in my own pocket:)

    When I heard about people scamming - I had to try to get the word out that you can do these searches for free. Apparently, some are tying to cash in on this...they search random names, find out who has valuable accounts and then they contact them and say, "for a fee, I can return lost money to you." SCAM!!!

    Thanks and good luck my dear - I hope you do get something out of those old ex husbands! hahaha

  • vocalcoach profile image

    Audrey Hunt 4 years ago from Nashville Tn.

    Hi Kelly - Wow, with all the ex-husbands I have roaming around out there, I may be rich and don't even know it! You've got me looking into every address, relative and even long lost lovers hoping to find some cash, property or chain of hotels that rightfully belong to me.

    I'd claim anything I could get my greedy little hands on just so the government couldn't touch it.

    Very useful hub Kelly and thanks for the warning on internet schemers. Up, across and sharing.

    P.S. If I find my fortune, let's throw a hubparty!