I am writing a proposal for an organization...I am used to it, I have done so since graduate school. The challenge this time is that before, I was writing a scientist. This time I am writing it as a business person, a consultant. The question that comes to mind, since I have to put myself in the state of mind of the people I am writing for, is I wonder how people would allocate their windfall? What would you do? How would you spend your money? How much of it would go to charity? The first assumption is that you can live well on ten percent of the windfall. There are no right or wrong answers.