Who is a psychologist and a psychiatrist? What qualifications do they have and what modes of treatments do they adopt?
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That's the answer I was going to give so now I don't have to.
You nailed it in terms of the difference in education and authority; however, the practices are significantly different usually because of the ability to prescribe and perhaps time of service also...
You are quite correct, connorj. I was simply trying to provide a very simple explanation, without going into too much detail. Both of my parents are psychologists, so I certainly understand the differences in services.