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Retirement: no a change in direction

Updated on June 23, 2015

AFTER your Life of work; meaningful work, try a gap-year...pre-retirement after 55 years young.

What do their parents do to mark the end of exhausting midlife careers and decades of child-rearing? What do they do to rest and prepare for what's next in their lives? IF THE TRAIN IS HEADING NOWHERE SPECIAL....THEN MAYBE......>>>>> read on.

Not much. What existed for their parents - retirement parties, gold watches and pensions to cover the costs of decades of leisure - is gone.

For most people, the end of middle age is no longer attached to the beginning of retirement or old age.

Instead , the 'baby boomers' millions of boomers each year will approach this 'change of direction' territory with uncertainty.

With lifespans stretching into the ninth decade, what are they going to with their next 20 years ( from 62 to 82 plus) - and how will they pay for it?

Right now, there's an absence of any formal rites or routes of passage for those moving from midlife to the new phase with no name. To fill the void, why not create a gap year for grown-ups? Don't we deserve a break, too - after juggling extreme jobs and family responsibilities in shaky economic times?

Maybe back to college will assist you in finding that use for your GAP-YEAR or the 'encore' career. Yeah, get on a new path.

Yes, get on the train, the train heading for your new ' work'. Please, consider your local community college.

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Was your college years a:

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Take a year... and GAP .

Yep... you can and should start that 'encore career' or GAP-year at a local community college

Guy Chesterfield III, a former navy Seal team member, Florida, is quick to explain why he took a yearlong break from his job.

"I was pretty burned out after practicing ' hunter' for 3 years," said Guy. "I needed a recharge."

So he took a "gap year," from July 2010 to June 2011, to explore things like stone masonry, antique restoration, archaeology and traditional Eastern medicine, in locations spanning from Alaska to Nepal to Romania and that back to New Jersey. "I think everyone in his heart of hearts has some things they have always wanted to do but for one reason or other never does," Guy said.

Taking a break from work is an excellent way for adults to segue into a new career or invigorate an old one, said his sister Telli, Profess or at Florida State University. Their are both working to set-up gap-year programs. The group works mainly with adults, but it has also served younger adults since it was formed 2 years ago. In recent years, midcareer breaks have been garnering more interest.

A report on adult gap years released in July 2008 by Mintel International, a market research company, described the potential American market for gap years as a "sleeping giant." And now, with job cuts on the rise, the newly unemployed may find the timing for a gap year to be ideal.

Planning a gap year "takes a little more preparation for adults," Guy said. Concerns about finances and job prospects are more common, he said.

Costs range widely, depending in part on location and the types of programs. Guy estimates that an average gap year runs $6,000 to $15,000, or less "if you keep travel down and do low-cost programs." Of course, that does not include financial obligations like a mortgage, although some people can rent out their homes to finance their year away.

You don't have to be wealthy to finance a gap year, said Susan Griffith, author of "Gap Years for Grown-Ups." If a schoolteacher were to rent out his or her home for six months, "the rent would go a long way to paying their daily expenses in a developing country like Cambodia or Bolivia," she said.

Mr. Chesterfield limited expenses by working for room and board on some programs. In Nepal, home stays with local families were arranged, which helped to lower costs.

The entire year does not have to be spent away from home, either. Guy was away about seven months during his year off, which included extended stays at home between programs. That schedule made the experience easier for his partner, Jessica Cane, who also visited him on location several times.

"A gap year is a challenge for the older individual to step out of a comfort zone and take a risk; I enjoyed that side most," said Guy, who kept a daily blog about his experience. His time studying Eastern medicine "reaffirmed the reasons I went into health care" said Guy, who returned to the states to form a LLC. although he works fewer days. "I use those experiences to provide more compassionate care," he added. "And I listen better than I did before."

By contrast, Brad Montegomery of South Florida, 62, used skills gained during a gap year more than 4 years ago to switch careers from sales and marketing into work focused on wildlife. "I wanted more than just a paycheck and doing a job," he said.

His gap-year volunteer experiences included trail maintenance in Vermont, a stint at a farm in Arkansas devoted to ending world hunger, and study of endangered hawks in Utah. It paid off. He was offered paid seasonal work in loon conservation. Today he is a manager for a BioDiversity firm Cullman , Alabama. Taking a gap year "was the best thing I ever did career-wise," he said.

Paul Devine, 34, of Hamilton, New Jersey, was working as a program coordinator for an adult leadership program at Florida State University several years ago when he realized he needed a midcareer break. His children were grown, and he was able to sell the house for a large $45,000. profit. Paul gave the dog and furniture to his sister for safe-keeping and started a gap year that included time at a meditation retreat in France, organic farms in Italy and a wildlife awareness center in South Africa.

After returning to the United States, he was approached about a new job at Florida State "for a sizable increase in salary" . Instead of pursuing the job, he parlayed the passion for travel into a new career by becoming a certified water-board inbstructor. "I feel like I finally found where I need to be," he said.

David Sarmousakis, then chairman of the department of leadership and human capital management at New Haven University, said a gap-year experience could be worthwhile for employees and companies.

For employees, "investing in themselves and enhancing skill set is a strategic move that will pay dividends throughout their career," Paul said. He added that returning employees feel refreshed and have given thought to their careers.

For companies, offering unpaid leaves makes good sense for recruitment and retention of talented employees, and is a more creative long-term way to weather the economic downturn than layoffs.

However; Paul and Guy Chesterfield caution that those returning from a gap year and looking for a new job could run into problems. Some companies may perceive these prospective hires as turnover risks. He also suggests that gap-year workers who intend to switch careers keep the door open to returning to the same profession: if an accountant hoping to become a chef goes to Paris to study culinary arts.

TAKE YOUR NEXT SHOT

BOOKS

Windows XP for Seniors : For Senior Citizens Who Want to Start Using Computers (Computer Books for Seniors series)
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Switching to Windows Vista for Seniors: A Guide Helping Senior Citizens Move From XP to Vista (Computer Books for Seniors series)
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Intended for senior citizens who are already familiar with Windows XP, this straightforward guide takes users through the new features of Windows Vista in a simple, step-by-step manner. With plentiful screen-shots and large print, this learn-as-you-go book is designed to use right alongside the computer while performing tasks laid out in each chapter. Focusing on acquiring new skills, this basic guide will help users become familiar with features of the Windows Vista operating system...

 
Internet and E-mail for Seniors with Windows Vista: For Senior Citizens Who Want to Start Using the Internet (Computer Books for Seniors series)
Internet and E-mail for Seniors with Windows Vista: For Senior Citizens Who Want to Start Using the Internet (Computer Books for Seniors series)

Written for the beginning or intermediate computer user over the age of 50, this large-print guide introduces seniors to the Web, leads users through the basics of searching and finding information on the Internet, and describes the fundamentals of e-mail management. Electronic communication and connecting with other Internet users is described, including details on customizing a Web browser, downloading free software suitable for use with Windows XP and Vista, and protecting against viruses.

 
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Written for the beginning or intermediate computer user over the age of 50, this large-print guide introduces seniors to the World Wide Web, leads users through the basics of searching and finding information on the Internet, and describes the fundamentals of e-mail management. The world of electronic communication and connecting with other Internet users is described. Details on customizing a web browser, downloading free software suitable for use with Windows XP, and protecting against viruses...

 
The RealAge Makeover: Take Years Off Your Looks and Add Them to Your Life
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The Gregg Reference Manual
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Theory and Practice of Counseling and Psychotherapy (with Web Site, Chapter Quiz Booklet, and InfoTrac) (Available Titles CengageNOW)
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This revision of Gerald Corey's best-selling text introduces students to the major theories of counseling (psychoanalytic, Adlerian, existential, person-centered, Gestalt, reality, behavior, cognitive-behavior, family systems, feminist and, NEW to this edition, postmodern approaches) and demonstrates how each theory can be applied to a single case ("Stan"). Reviewed by 27 of the field's leading experts, Corey's Seventh Edition covers the major concepts of counseling theories, shows students how to apply those theories in practice, and helps them learn to integrate the theories into an individualized counseling style. Incorporating the thinking, feeling, and behaving dimensions of human experience, Corey offers an easy-to-understand text that helps students compare and contrast the therapeutic models. This book is the center of a suite of products that include a revised student manual, a revised casebook, a companion text, and an all-new CD-ROM.

 
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Step by Step to College and Career Success (Thomson Advantage Books)
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Become a Better You: 7 Keys to Improving Your Life Every Day

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People love Joel Osteen--they love to be in his presence, to hear him speak, and to read what he's written--they just can't get enough of him. Become a Better You will encourage and inspire readers to reach their full, unique and God given potential. A Word from Joel Osteen Dear Amazon Customer, I am very excited to be working with Amazon.com as an online bookseller and partner for the publication of my new book, Become a Better You. As a leader in e-commerce, Amazon.com is an informative and innovative online resource. Get ready to embark on a remarkable journey. One that will help you break free from the past and realize your full potential as a spouse, parent, or friend. Whether you realize it or not, miracles are happening all around you. I'm confident that reading this book will lead you to accept the gift of who you were meant to be and live a life filled with more hope, joy, and victory. Believing for God's Best, Joel Osteen An Interview with Joel Osteen Q: Do you have a hero?A: Of course, my greatest hero is Jesus Christ. He should be everyone's greatest hero. However, among men, I have two real heroes. My father, John Osteen, was not only the best father anyone could ever have, but was my best friend as well. He was a man of great integrity, and he taught me how important it was to incorporate Jesus Christ into every part of my life. Another of my heroes is Billy Graham who throughout the years has remained true to that which God called him to do and has done so with the utmost dedication, humility, and integrity.Q: In today's conflicted world, how do you encourage people to maintain their faith? A: As believers we should be assured that Jesus said He would never leave us nor forsake us. We should adopt a mindset that God wants to be involved in our everyday lives, through good times and difficult times. We should communicate with God throughout our day (to pray without ceasing), not just when we are in crisis. He cares about our lives even in the small things. There is no part of our lives that are insignificant to Him.Q: What did working behind the scenes at Lakewood during your father's ministry inform how you preach today? A: Really it all started for me when I was born. Our family never missed church; Sunday morning, Sunday night and Wednesday night, week in and week out. However, for 17 years I did produce and edit my father’s sermons for television. I often joke that I attended one year of college and 17 years of seminary. For those 17 years, I would have to study my father's weekly sermons and then cut them down to a 28-minute TV program while maintaining the message. I guess I've listened to at least 1,500 of my father’s messages.Q: Your ministry reaches millions each week through television and the Internet. How has technology changed how people worship today?A: Through telecommunications technology, especially the web, more Christian programming is available than ever before. Not only do people have more choices in Christian programming, but they can get as much as they want whenever they want it. I think that our use of technology results in people spending more of their time thinking about the things of God. However, I don't see technology replacing worship in the traditional sense--that is worshipping with other believers in a church. Everyone should belong to a good Bible-based church.Q: In our busy lives, what is your advice for how we can slow things down and find peaceful moments? A: Personally, I take time each morning to spend with God. I have a quiet place in my home or I find a quiet place if I am traveling where I pray and seek guidance from God. I think that is the best way for anyone to start their day; it really sets the tone for each day.Q: As a father, what advice would you share with parents struggling with our fast-paced culture?A: Victoria and I decided a long time ago that our family takes priority over most everything else. I tell people all the time that their families should be their first mission field. Today, it takes a great deal of our time and energy to make a living. We need to make sure our families don't get the short end of the stick and we need to make time for them. And, I am talking about "quality time"; no cell phones, no business calls, no outside distractions, just family.More to Explore Your Best Life Now Become a Better You Scriptures and Meditations for Your Best Life Now

 

Back to School at 50+

..community college in your town

Back to School at 50+

The quest for meaningful work during one's retirement years is welcome news for talent-starved sectors like nursing, teaching and social services. Organizations like Civic Ventures and the corporate sector are now finding ways to reach out to and even prepare baby boomers for their transition into these "encore careers."

At the end of this year, for example, the Owensboro Community and Technical College (OCTC) in Kentucky will start offering a several-day intensive training program for retired registered nurses who want to become clinical instructors. The program's goal is to address a severe shortage of direct-patient care professionals in the region, explains Cindy Fiorella, vice president of workforce and economic development at the OCTC. The Owensboro Medical Health System alone needs to add 530 employees to its staff of 3,000, but is unable to, largely because there aren't enough qualified educators to train potential staff members.

The Peace Corps, meanwhile, recently launched an initiative to attract more baby boomers as volunteers. The nonprofit is placing one over-50 person on the staff at each of its 11 regional offices who will exclusively focus on recruiting people age 50 and older. The goal is to increase the percentage of volunteers in that age group from 5% to 15% of its volunteer base, explains Josie Duckett, a spokeswoman for the organization.

Retirees living in California with a knack for science and math will have plenty of opportunities to choose from. In June, California Governor Arnold Schwarzenegger kicked off the EnCorps Teachers Program, aimed at recruiting and training retirees as math, science and career technical teachers. In the next 10 years, California's schools will need over 33,000 new science and math teachers, according to a release issued by the Governor's office.

Granted, not all boomers will be able to receive training or re-education free of charge, especially if they're aiming at more sought-after jobs, such as managerial positions in well-known non-profit organizations. And while many community colleges now offer free career counseling for boomers, enrolling in an actual class or earning a new degree is rarely pro bono. One way or the other, going back to school will be as much a part of boomers' golden years as it was in their teens and 20s, says Nancy Graham, deputy editor of AARP The Magazine.

Launching your encore career - from taking time off to go back to school to living the rest of your working years with lower pay - will take a lot of careful financial planning. "A life change such as this is a golden opportunity to review your financial picture," says Gary Schatsky, a fee-only certified financial planner in New York City. Here's a checklist of what you need to address.

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Have you worked at least 25 years at a job you

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Curious???

If you've reached this part of my lens;at least curious about a career break or a post career experience that can take you well beyond playing golf or relaxing on the beach. For our purposes a "gap year" is a term and not an actual time frame. Your mid and post-career "gap year" can range from as little as a week to a year or more.

Seniors start new trend for gap year travel

When we think of backpacking we could take the term literally as the sport or hobby of camping and wandering through the wilderness with a trusty backpack, imagining tied-dyed students on a gap-year blazing a trail around the world.

Each year more than 100,000 travellers embark up an adventure that lasts over one month, the majority are gap-year retired people but there is a growing trend of over 70’s who have already ‘seen it and done it’. Why not a brisk walk in the Lakes for an adventure in India, Africa or the Antipodes.

Travel Agents state that the ‘senior gap year’ is a growing phenomenon amongst the young at heart seniors, who have the time, inclination and cash to do it in style.

The'baby boomers' desire to enjoy a once in a lifetime experience exploring the world’s more exotic locations. However, the similarity ends there, unless very lucky, tend to travel on a shoestring, whilst older travellers expect some degree of luxury when they embark upon a world tour.

The phenomenon of senior citizens taking off in search of foreign adventures has caused comment amongst the ‘social commentators’ amongst the educational establishments. Guy Chesterfield supports the view that a combination of a healthier lifestyle and earlier retirement have resulted in a lot more free time to indulge in extended travel plans including voluntary work abroad, perhaps making up for what they missed out on at an earlier age.

Material on Careers

The Secret
The Secret

Fragments of a Great Secret have been found in the oral traditions, in literature, in religions and philosophies throughout the centuries. For the first time, all the pieces of The Secret come together in an incredible revelation that will be life-transforming for all who experience it.In this book, you'll learn how to use The Secret in every aspect of your life -- money, health, relationships, happiness, and in every interaction you have in the world. You'll begin to understand the hidden, untapped power that's within you, and this revelation can bring joy to every aspect of your life. The Secret contains wisdom from modern-day teachers -- men and women who have used it to achieve health, wealth, and happiness. By applying the knowledge of The Secret, they bring to light compelling stories of eradicating disease, acquiring massive wealth, overcoming obstacles, and achieving what many would regard as impossible.

 
StrengthsFinder 2.0
StrengthsFinder 2.0

DO YOU HAVE THE OPPORTUNITY TO DO WHAT YOU DO BEST EVERY DAY? Chances are, you don't. All too often, our natural talents go untapped. From the cradle to the cubicle, we devote more time to fixing our shortcomings than to developing our strengths. To help people uncover their talents, Gallup introduced the first version of its online assessment, StrengthsFinder, in the 2001 management book Now, Discover Your Strengths. The book spent more than five years on the bestseller lists and ignited a global conversation, while StrengthsFinder helped millions to discover their top five talents. In its latest national bestseller, StrengthsFinder 2.0, Gallup unveils the new and improved version of its popular assessment, language of 34 themes, and much more (see below for details). While you can read this book in one sitting, you'll use it as a reference for decades. Loaded with hundreds of strategies for applying your strengths, this new book and accompanying website will change the way you look at yourself -- and the world around you -- forever. AVAILABLE EXCLUSIVELY IN THE NEW & UPGRADED EDITION OF STRENGTHSFINDER 2.0 (using the unique access code included with each book) * A new and upgraded edition of the StrengthsFinder assessment * A personalized Strengths Discovery and Action-Planning Guide for applying your strengths in the next week, month, and year * A more customized version of your top five theme report * 50 Ideas for Action (10 strategies for building on each of your top five themes) * The more user-friendly StrengthsFinder 2.0 companion website, with a strengths community area, library of downloadable discussion guides and activities, a strengths screensaver, and a program for creating display cards of your top five themes

 
Who Moved My Cheese?: An Amazing Way to Deal with Change in Your Work and in Your Life
Who Moved My Cheese?: An Amazing Way to Deal with Change in Your Work and in Your Life

Who Moved My Cheese? is a simple parable that reveals profound truths about change. It is an amusing and enlightening story of four characters who live in a "Maze" and look for "Cheese" to nourish them and make them happy.Two are mice named Sniff and Scurry. And two are "little people" -- beings the size of mice who look and act a lot like people. Their names are Hem and Haw."Cheese" is a metaphor for what you want to have in life -- whether it is a good job, a loving relationship, money, a possession, health, or spiritual peace of mind.And "The Maze" is where you look for what you want -- the organization you work in, or the family or community you live in.In the story, the characters are faced with unexpected change. Eventually, one of them deals with it successfully, and writes what he has learned from his experience on the maze walls.When you come to see "The Handwriting on the Wall," you can discover for yourself how to deal with change, so that you can enjoy less stress and more success (however you define it) in your work and in your life.Written for all ages, the story takes less than an hour to listen to, but its unique insights can last for a lifetime.

 

Books on Careers

The Center for Interim Programs - Founded in 1980, The Center for Interim Programs is the first ' gap-year' counseling organization in the USA.

"Twenty years from now you will be more disappointed by the things that you didn't do

than by the ones you did do. So throw off the bowlines. Sail away from the safe harbor.

Catch the trade winds in your sails. Explore. Dream. Discover." - Mark Twain

Gives us your IDEAS for a GAP-year - ... and don't mention the money thing.

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