Yes, I can still remember that ELO song, "It's a livin thing' playing on the radio when I had a car accident. I was 16 and I had just picked my sister up from the laundromat. As she put her freshly washed and folded clothes on the rear seat she said, "Now don't get in an accident and knock this off."
We were singing away with ELO, I stopped at the stop sign and assuming it was a 4 way stop, I crossed. It was only a two way stop and I caused the accident. No one was hurt but it was frightening. Thank goodness we were in a strong car. The passenger door, where my sister was sitting took the brunt of the smash. The front of the other car was damaged and even broke the radiator.
It is the only time I have had an accident and now people say, I am overly cautious. These are people who have been in multiple accidents, I will add. I feel it was a lesson learned early that has stuck with me.