ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

12 Money Saving Tips for Stay at Home Moms

Updated on April 25, 2015
Source

Tips to Save Money For At Home Moms

When my husband and I decided I would be a stay at home mom, we knew that money would be tight. There were many sacrifices we had to make, and it wasn't always easy, but now as a family we have become accustomed to going without certain things and it has been well worth it. When the economy began to take a downside turn, my husband was furloughed three days a month, and things began to look a little dreary. I no longer felt as comfortable with our "one" income household, and it looked like I was going to have to re-enter the working field. However, with a little creativity we were able to find more ways to save money and make things a little easier on our family. One very important lesson you learn when you are making cutbacks is that every little amount adds up. You can justify a dollar here and a dollar there, but when it happens every day that becomes the amount of a utility bill. Most moms who stay at home know how it feels to have to pinch pennies, especially right before payday. Here are some creative ways that may not have crossed your mind.


Source

1. No driving days. We chose two days a week to not have any activities and any driving of any sorts (this excludes my husband going to work, or getting the kids to school). We don’t plan activities that we couldn't walk to, which where we live usually means stay at home. I wasn't sure how much money this would save us at first, but the gas bill has been cut by $50-100 dollars each month. Plan your grocery shopping, activities and errands on the other days of the week and stay at home on your no driving days. It also has the added benefit of slowing you down, sometimes we let things become to crazy and chaotic. A day of no driving means a slower day for everyone.


Source

2. Cancel that gym membership.With all the new tapes you can do from your home (Jillian Michaels, p90x, insanity….etc) you can get a workout at home just as well as the gym. Those memberships add up (not to mention the gas to actually go to the gym). If you really need to cut your bills the gym membership should be one of the first things to go. This doesn't mean you need to sacrifice your fitness, but get creative. Go for a run, put in an exercise tape (most can be found online for free) and invest in some weights. Check craigslist or your local newspaper for discounted home gym equipment.


Source

3. Don’t eat out- have a picnic. Eating out is something my family looks forward to. It’s a nice excuse to get out of the house and just sit and be together. It can also be very expensive, so instead of eating out we go for a picnic. The kids love it. Pack a picnic basket or bag, a blanket and maybe even a fun game to play. This can even be on one of your non-driving days in your own backyard. When the weather isn't cooperating, lay out a blanket on your living room floor and have a feast!

4. Free activities. Instead of taking the kids to the movies or another expensive activity, look into the things they can do for free. The park, the beach, a walk, the library. Depending on where you live many places offer free fun activities for the kids to enjoy. Check with your local child care center for more information.www.gameideasforkids.com has some amazing ideas as well.

5. Potluck entertainment. Having friends over for dinner doesn’t have to be costly. My friends and I always make sure everyone brings one dish and one drink. It cuts down on the cost and we can still enjoy each other’s company. It gives the kids a chance to play with their friends and some much needed adult time without the cost of hiring a sitter and going out.

Source

6. Toy/clothing Exchange. Buying kids toys can put a dent in the pocket book. One thing that many stay at home moms will do is organize a toy exchange. Get together a couple of your mommy friends and have everyone bring 5-10 toys their kids no longer play with. I can guarantee you that other kids will be interested in those toys. Lay the toys out and let the kids take turns picking a toy they would like to bring home. This can also work with clothing for kids and adults. It’s a fun way to save money and get together with your friends.


Source

7. Cut Back on Extra Curricular Activities. Many times local sports will be much more budget friendly than a monthly class such as dance or karate. Keep your kids involved by signing them up for baseball or soccer instead. This will keep them active and socialized but also be more cost efficient.


Source

8. Meal Planning. I never knew how much money I would save once I started actually planning our meals. I had a friend who swore by this and I kept telling myself that it wasn't really an efficient way to save money, but it is. The less you go to the store the less money you spend. It is as simple as that. I try to limit my entry into a grocery store to once a week, sometimes even longer. This really works if you have an extra fridge/freezer. Plan your meals for the week and get all the things you will need with one shopping trip. There are some wonderful websites to help out with this type of planning such as mealsmatter.org.


Source

9. Get rid of your house phone. My husband and I each have a cell phone and we were paying for a landline as well. Once I got rid of my house phone I didn’t miss it, except for talking on an actual phone (face it the cell phones aren’t as easy to hold to your ear as a regular phone). I invested decided to invest in an Xlink, this product allows you to use a regular phone via a bluetooth connection. It is crystal clear and very easy to use. I still don’t pay for a landline but it feels like I have one and its way easier for the kids to learn to use.

10. Carpool to school and or work. A friend and I take turns taking each other’s kids to school and activities. This saves time and money.


Source

11. Babysitting swap. My friends and I watch each others kids instead of hiring a sitter. If you can form some sort of agreement with your other moms you will eliminate the need to pay someone to watch your kids when in need of a sitter.

12. Get rid of satellite/cable. We found it was more efficient for us to keep internet and get rid of our satellite service. You can save between $50-100 dollars a month and watch tv online for free. Netflix and Amazon Prime provide wonderful alternatives to satellite and cable and cost a small fraction of what they charge.

Comments

    0 of 8192 characters used
    Post Comment

    No comments yet.

    working

    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

    Show Details
    Necessary
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
    Features
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Marketing
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Statistics
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)