- Family and Parenting»
- Parenting Skills, Styles & Advice»
Why Choose to be a Stay at Home Mom?
- Can you afford to stay home with your children?
Can you afford to be a stay-at-home parent? Find out how to calculate expenses, plus what it costs to work versus the real cost of quitting work.
- The Costs of Working (Free Money Finance)
The author of Miserly Moms: Living Well on Less in a Tough Economy details the extra expenses of working outside the home.
- Work: 5 Hidden Costs of Working Outside the Home | iMOM
Addition thoughts about the financial costs of working.
- The Cost of Working
How much will you really make by going to work? This chart can help encourage you in your decision on the days you are uncertain.
Staying home with your children used to be the normal thing to do and not that long ago. In fact, look back a few years more and the fathers worked from home as well. With our current technological advantages, however, it seems we have drifted further from the home rather than closer together. Nonetheless, there are those who long to embrace a more home centered existence. The following is my journey to become a stay at home mom.
When my oldest daughter was preschool age I was still working. At the time my husband and I thought that we needed the money. Unfortunately I found myself missing my baby girl terribly. I worried about her and thought about her when I should have been concentrating on my work. What she getting an appropriate education? What exactly was she learning? Was she getting enough free play to stimulate her imagination? Was she safe? Finally, my husband and I sat down and talked about our financial situation and whether or not it was possible for me to stay home.
Financial Costs of Working
We analyzed the cost of my working versus the cost of my remaining at home. When we initially looked at the situation all we considered was the cost of childcare (which in and of itself can be very expensive). However, there are a surprising number of additional costs.
- Cost of clothing (An employer often has much higher standard for attire than do your children.)
- Cost of transportation…gas, maintenance, insurance (While I do take the girls on outings it is at most four times a week and usually not very far. In fact, sometime we can walk to our destination.)
- Cost of food (While it is true that working does not prevent you from packing your own lunch or preparing meals from scratch to save money over prepackaged foods, jobs do steal your time and energy and thus the inclination to continue such cost saving measures with any kind of regularity.)
Stay at Home Calculators
- Stay At Home Calculator
Provided by Parents Magazine
- Stay At Home Calculator: Can You Afford to Quit Work?
This stay at home calculator will estimate the net effects of the work-related expense savings that will occur if you quit working.
- Calculate Your Cost to Stay at Home - FamilyEducation.com
Use this budgeting calculator to find out if your family can afford to have a stay-at-home parent.
Advantages to Staying Home
After adding up all the costs involved with my working we realized that we were not actually adding much to the household income with my employment. So me moved on to the immaterial reasons to become (or not become) a housewife.
- Time with my children (While it is true that there are times I have found myself nearly climbing walls because I needed adult conversation there are homeschool groups that you can join to provide you with that adult interaction as well as aiding you in your homeschooling journey. And if your children aren’t quite school age yet join a MOPS group or other preschool parent group.)
- Ability to instill our values in our child (It is true that you can find preschool programs and even schools that correspond to most, if not all, religious views, I prefer to teach my children myself. Then I know exactly what my children are learning. Also I believe God holds parents responsible for teaching their children about Him – not teachers, even Sunday school teachers.)
- Time to provide nutritious meals for my family (As I mentioned before you can do this when you are working. I’ve known moms that do. But, for myself, I was always too drained at the end of the day to care what we ate. However, when I am spending the day home with my children I can not only prepare a healthy meal, but I can teach my children what that means and how to go about doing that.)
- Satisfaction with your work (Some women derive great satisfaction from their careers, but for myself I find greater satisfaction in raising my children. It is true that I find the housework tedious and monotonous, but I enjoy the cooking and the yard work. Even if I didn’t the joy of being with my children as they grow more than makes up for it.)
- Dressing up (As I mentioned earlier spending less on clothes can be a cost saving method, but it is a nice feeling to get dressed up and know you look good. However, just because you are a stay at home mom doesn’t mean you have to look frumpy. You can look good in jeans and a t-shirt. Moreover, date nights become especially important when you spend your days at home. When I worked date night sometimes seemed more of a chore than a joy and a privilege. As a stay at home mom date nights are fun. Also my girls get to see me excited about spending time with their dad. They get to see me fuss with my hair and makeup so that I look just right. While this may seem unimportant or backwards to feminists, let me tell you why it is important. First, children feel more secure when they are certain their parents love one another. Second, as women, we all like to look good. It feels nice to have someone say, “Wow!” when they see you. I like to be appreciated on all levels and how I look is one of those levels. Granted it is not the most important level, but I see no reason to deny it, while pursing the others also.)
There are many reason why people choose to stay home with their children. These are just a few of mine. I hope you find them helpful.