A wonderful question : It would be wonderful if we did, but we do not, and I could see where that would be a great idea.
What is a disaster ? To every individual a disaster could mean many different things.
Helping one another in hard times, bad times, weather emergencies, maybe during hurricanes, tornadoes, earthquakes.
If your poor, and your car breaks down, and have no way to repair it, and you need a way to get to work, and you know that if you do not get to work you could get fired, then that could be almost a disaster. Great way for relatives to get together to help the younger folks spread their wings, to get them launched and boosted a little bit.
Sure some relatives will complain, especially the tight wods that would not give a starving dog even a bone to chew on. Why ? That old standby term : " If I help them, I may as well help every dang soul on earth, do I look like a walking charity fund ?"
This is why there hardly are never such things as a place for family to meet in and emergency, or disaster.
It's a shame, and the reason is called greed, selfishness, and the fear of parting with money. God Bless You friend.