Hey Girls Be Smart, Not Stupid! -Hub 4 - Being Practical
The content of this chaptered article of information is intended to enlighten and encourage young girls by promoting mentally and emotionally healthy attitudes in preparation for adulthood.
The content is written for general knowledge and is not meant to replace or supercede parental or professional guidance.
Any words you read that you don’t understand…look them up in the dictionary! It will help expand your vocabulary. Oh, and when you are finished... read it all over again!
The entire article is broken into hub chapters to make for an easier and more interesting reading experience. It's best to start at Hub 1 - Introduction and proceed to the next hub chapter by clicking the link at the end of each section.
Teens & Money
Hey Girls! Hub 4
One of the phrases used to describe the United States is “A throw away society”. This is making reference to the wastefulness that Americans take for granted. So many products are made for one use and then get thrown in the trash. You’ve seen and probably use such items, like paper plates, paper cups, razors, diapers, beverage cans, and bottles. There is a need and desire for these products, but you can be smarter about the choices you make when selecting certain containers. Such as, choosing paper over Styrofoam because paper is biodegradable. Check labels for indications that a container is biodegradable, and recycle paper, glass, plastics, and metals like aluminum cans. Every little bit of recycling helps the environment. You probably have heard this before, but we only have one earth and we must take care of it so we can continue to have the resources we need to survive.
Another practical matter is wasteful spending. Yes, the United States is the richest country on the planet. However there is no need to let such a notion go to your head. Young people are just so silly thinking they have to have expensive name brand clothes and shoes (and lots of parents are also ridiculous to fall in to this media hype). You want name brand clothes because it’s popular? So you don’t get made fun of at school? So your parents think they are ‘doing something great’ for you? It is very impractical to buy a $150 pair of sneakers just because somebody famous says so. Whether you have that kind of money or not, a $50 pair of sneakers wears the same and you then have $100 to save or use for something else you need. Granted there are certain items that you will pay more money for, because you want quality merchandise not because a popular basketball player has his name on it. Do you realize how much money those guys make for doing those commercials? It is just as ridiculous as their salaries. And while we are on that subject…Do you understand how famous sports people and movie stars come to make so much money? Well, it’s because we everyday people think that it is a big deal to go see these stars and we’ll pay whatever it takes to set our eyes on them. The more we want to see them the more money they make for their representing companies or agents and if those companies/agents want to keep making that kind of money then they have to keep paying the famous people more so that we everyday people can get some thrill out of seeing somebody famous!! And celebrities are money hungry...so many already have more money than they can spend! And the public's love for them isn't putting a dime in everyday people's pockets! Come on! Listen, there is nothing wrong with wanting to be successful, but when it comes to taking advantage of stupid people, somebody has to draw the line!
When you watch TV and see rich and famous peoples’ lives full of cars, bling bling, extravagant homes, and expensive clothes sure you think it would be nice to live like that, but most of us aren’t that fortunate. This doesn’t mean you can’t have a comfortable adult life, if you learn to be practical and spend your money wisely you can have a good life. Get a career education and learn to live within your means. Get what you need, and only go for the extras if you can really afford it. This doesn’t mean maxing out any credit you may qualify for, it means saving and investing for the future.
Many adults get themselves in credit trouble because they have fallen into the hype of this ‘gotta have it’ society. Living beyond their means.You must learn enough about economics during your high school years to prepare you for living in this expensive and financially complicated world. Don’t shy away from economics or general business classes because you think the subjects aren’t important to you, quite the contrary, you NEED to learn that stuff!
Maybe you are talented and have dreams of being a superstar...of course it isn't impossible... somebody has to replace the current superstars eventually. If you do aspire to such heights well then go for it...but remember to keep your sanity by making sure you have a viable back up plan! EDUCATION!