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How to Build a 4 Part Kids Bank

Updated on February 5, 2014

How to Build a 4 Part Kids' Bank to Teach Wealthy Habits

Welcome! You're probably a parent who recently visited my How to Teach Wealth Habits to Your Kids  or How to Use Kids' Giving Banks and Tithing Banks Squidoo lens and wants to know about the 4-part bank for your kids.  Or, you may be a homeschooling parent or have children in public or private school and want to make sure that they grow up knowing about how money works. Great!  You're in the right place.

[If you didn't come by way of my other "Kids & Money" lenses, then this lens will make alot more sense to you if I clued you in that my e-book "The Kids' Bank Book" is about teaching wise money management to your children with fun, ease, smiles and laughter.  One of the tools in the book is a 4-part "Giving Bank," "Tithing Bank," or "Abundance Bank."]

Let's get to it!

What's in a 4-part "Giving Bank" or "Abundance Bank"?

A "Giving Bank" or "Abundance Bank" or any other name for a 4-part bank usually has an aspect of donations to it.

  1. MORE MONEY part
  2. Spending part
  3. Donations part
  4. Christmas/Holiday/Birthday Gifts FOR Others part

How to Make a 4-part "Giving Bank" that Works

  1. Get 4 coffee cans (yes, I know Starbucks and DunkinDonuts don't sell coffee in cans, so maybe a short oatmeal container would work) for each child
  2. Put a large slot in the top of each
  3. Put all of your kid-friendly paints, markers, glitter, glue, scissors, stickers, inkstamps, construction paper, felt, yarn, ribbon and pipecleaners (and 4 containers) onto your kitchen table.
  4. Invite your children to the table
  6. After the children have fallen to the floor exhausted from artistic expression, let the artwork dry
  7. Get a shallow box bottom to hold each set of four cans
  8. Ask each child to write the Bank's name on each can (or on a paper and glued to each can) -
  9. More Money
  10. Spending
  11. Christmas/Holiday/Birthday Gifts
  12. Donations
  13. Insert an envelope into each can to hold the dollar bills neatly
  14. Smile - you and your children have done well :)
  15. Think to yourself, hmmmm, I bet they'll embrace their own creation more than that lifeless plastic sub-divided plastic thing that I almost bought and stuck onto their bookcase ;)

4-part and 3-part banks for kids

These 3-part banks and 4-part banks for kids are a good start. Do they have drawbacks? Sure. Are they perfect? No. But, they're a really good start & their imperfections can only be overcome by making your own 4-part bank. So, unless you're inclined to get real crafty this weekend, get one of these. I prefer the LearningCents one because of the large containers and slots and easy-to-open features.

The Must Read Book for Parents to learn how to have Money Work for You

Kiyosaki is a great story teller, which makes this book super easy to read. Learn what the rich teach their children that the middle class and poor don't. Remember, you can't teach concepts that you don't know.

Rich Dad Poor Dad: What the Rich Teach Their Kids About Money - That the Poor and the Middle Class Do Not!
Rich Dad Poor Dad: What the Rich Teach Their Kids About Money - That the Poor and the Middle Class Do Not!

Get this awesome book on CD format - so you can read it in the car - and then, you can listen to it with the kids in the car!


My Current Favorite Quote

Do What You Can

Where You Are

With What You Have.

- Teddy Roosevelt

Or, your questions about kids and money.

Tell us what you think!

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    • TheresaMarkham profile imageAUTHOR


      5 years ago

      @JoshK47: Thanks so much JoshK47 for your SquidAngel "Blessing" & kind comments!

    • profile image


      5 years ago

      Quite a fascinating concept - thanks so much for sharing! Blessed by a SquidAngel!

    • TheresaMarkham profile imageAUTHOR


      6 years ago

      @Sylvestermouse: My daughter's (age 11) is divided into church, saving for a horse, gifts to buy for others, and spending (those are the categories she designated for it last year). She really likes being in charge of taking her own money to church for the offering plate.

    • Sylvestermouse profile image

      Cynthia Sylvestermouse 

      6 years ago from United States

      I love this idea! What a wonderful way to teach excellent financial practices early in life. It is so important to teach and encourage children to save money, as well as consider others. I really like this idea!

    • Im Horse Crazy profile image

      Im Horse Crazy 

      6 years ago

      These 4-part banks really work! I have my section for Church, for saving for a horse (of course), for gifts & for spending. Love these 4-part banks!

    • Chris-H LM profile image

      Chris-H LM 

      6 years ago

      Education about wealth and money is critically important. I teach my kids to do their own research and not just rely on what is handed to them by others who may not know or may have their own agenda.

      We must teach our children, because goodness knows our education system does not.

    • profile image


      6 years ago

      great idea, thanks for sharing

    • sushilkin lm profile image

      sushilkin lm 

      7 years ago

      Thanks allot for sharing here your thinking! Nice Lens!!

    • profile image


      7 years ago

      What a unique way to teach kids about saving money

    • profile image


      7 years ago

      What a great way to teach kids the value of money. I learned by a similar method. It sure has made a difference in my life.

    • Ann Hinds profile image

      Ann Hinds 

      7 years ago from So Cal

      Another very helpful lens that can be adapted for our household. Angel blessed.

    • profile image


      7 years ago

      Very nice lens.This is nice information to children to save money.Thanks for sharing. strategic planning software

    • profile image


      7 years ago

      blog rolling today adding yours with business ideas for kids who are millionaires, i follow back on twitter the idea girl, finding all sorts of cool stuff during my blog tours on squidoo today :)

    • rlivermore profile image


      7 years ago

      This is a great way to teach kids money management!

    • Mickie Gee profile image

      Mickie Goad 

      7 years ago

      I am going to share this lens with my children so they can build a bank with theirs!

    • blessedmomto7 profile image


      7 years ago

      My kids will love making these, thanks!

    • Tiddledeewinks LM profile image

      Tiddledeewinks LM 

      9 years ago

      I need to get started on my teen boys.


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