Are you comfortable lending money to your family and friends?
They say it's harder to manage relationships when money is involved.
I have learned never to lend money to anyone. If someone I know needs money whether it be a family member or friend, if I have it, I will just give it to them without any expectation of being paid back. You are right in that lending money can be hazardous to any relationship.
I could loan money to my grown children without a problem or their spouses.
But I would not be comfortable loaning money to friends. If they are reliable people, then they can get the loan from a bank. If they cannot quality for a loan from the bank then I certainly am not going to loan what little I have.
I believe if you loan money that you can do without getting back then it's much easier. However if that is the case instead of making it loan I would just give it to them. If they insist on paying me back then that is fine.
For the most part I don't loan money and I try just as hard not to borrow money either. In fact I pay off all my credit cards each month. It took me years to develop that mindset instead of paying minimum payments.
No, borrowing and lending can make even good relationships hard
I tend to just give if I can, if I can't we call it a loan and then I forget about it and am pleasantly surprised when I get something back later
I hate having to borrow, but sometimes things happen and you are in a situation where you need to. I pay back as fast as possible any time I do borrow, but it still makes things awkward with some people. Some types like to hold things over you regardless.
Not at all. Why don't they have the money? Didn't they plan ahead? All of my siblings have done the Dave Ramsey program and should know better. As for friends, we don't ask each other for money. Most importantly, what is the money for? If it's for a house, they could just wait and save the money instead of burdening me with pulling it out of my pocket. If they need a vehicle, they could be driven around by a friend or family member. They should have car insurance to handle most problems. Medical bills, read the payment plans again. Student loans, it's only $50 a month required.
by Rajan Singh Jolly 11 years ago
How do you deal with people who are always asking for a money loan?
by Gary Anderson 13 years ago
I bet you didn't know, with the way the banksters treat you, that when you deposit to the bank, it is a LOAN to that bank.You need more respect, after all, they are the borrowers!!!
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