ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

10 Great Reasons To Enroll Under The Affordable Act

Updated on September 20, 2013
Source

We are a mere 10 days from open enrollment under the Affordable Care Act, and the stakes could not be higher. On October 1st, 2013, individuals, and families who are not covered by employer sponsored health care plans, will have the opportunity, to enroll and purchase health coverage, through either, their State’s or the Federal Health Insurance Exchange. This will be the acid test, for the implementation of this necessary, but controversial plan. It is important that millions of us, Americans enroll in these plans, to help ensure it’s success. Here are 10 Key reasons why you should sign up for coverage under the Affordable Care Act.

1. You Gain Access To Health Care Services

Enrolling under the Affordable care act, means you gain access, to health care services, and join those millions of Americans, who already have coverage, provided by their employer. Health coverage is the currency or ticket you need to receive quality health care services from your primary care doctor, specialist, hospital, or other health care providers. No need to cancel or postpone a necessary doctor’s visit, because you do not have the money to pay for the services.

2. Enjoy Lower Health Care Premiums

Because health insurance companies within the Health Care Exchanges, are competing for your premiums. This will drive down premium costs, making them more affordable to you the consumer.

Additionally, under the Affordable Care Act, some consumers may receive a credit, based on income, to help them afford the premium cost.

Before the Affordable Care Act, individuals and families seeking to buy health insurance on their own, had to pay exorbitantly high premiums, and the coverage was often limited.

3. Ability To Select The Best Coverage For Your Needs

The Health Care Exchange allows you to select the best coverage for you, your family situation, and your budget. If your family needs more coverage, you can add benefits and taylor the plan to suit your needs. You are in control.

4. Plans Provide Full Major Medical Type Benefits

All health care plans will provide a full range of health care benefits. This core of essential benefits, ensures you will have coverage for every aspect of care that you may need. For Example, In Hospital & Outpatient Hospital Services, Laboratory & Diagnostic Services, Mental Health Services, Physician Office Services, as well as, other Ancillary Services.

5. Free Preventive Care Benefits

Enables you to visit your doctor for a free checkup. You do not have to wait until you are sick, to seek medical care. Prior to the Affordable Care Act, some insurance companies, did not provided coverage for preventive care visits.

6. Say Goodbye To Pre-existing Conditions

You can no longer be denied coverage because you or a family member have a preexisting condition.

7. Your Dependent Children Covered Until Age 26

Prior to the Affordable Care Act, your dependent children were covered until age 19, or up to age 23, if they were an enrolled college student. Now, your children can remain on your health plan until they reach age 26, even if they are not enrolled in college

8. Cannot Lose Coverage Because You Got Sick

In the past, some insurance companies would arbitrarily terminate your coverage when you got sick. Under the ACA, you will have reliable coverage. One, that will be there for you, at that vulnerable moment, when you need it most.

Source

9.Covers Emergency Services At Out Of Network Hospital

Thanks to the Affordable Care Act, now, you can seek emergency care at a hospital outside your plan’s network. This is a very important benefit. Say, you or a covered dependent were travelling out of town, and suddenly need emergency care, and had to be taken to a nearby hospital. The services would be fully covered, even though that hospital may not be in your plan's hospital network. Without this new benefit, chances are, you would be personally, responsible for the full charges associated with that emergency visit.


10. No More Annual Or Lifetime Limits

Because of the Affordable Care Act, all annual and lifetime limits have been phased out. Prior to the law, many insurance companies had annual and lifetime limits on the coverage benefits they provided.

Comments

    0 of 8192 characters used
    Post Comment

    No comments yet.

    working

    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

    Show Details
    Necessary
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
    Features
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Marketing
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Statistics
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)