ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Directory of Health Benefit Exchanges

Updated on December 14, 2012
The status of the health benefit exchanges in the 50 states varies widely across the country.
The status of the health benefit exchanges in the 50 states varies widely across the country. | Source

For further Information about Health Insurance Exchanges, see:

Status of the Health Benefit Exchanges

The Affordable Care Act requires the creation of an online health benefit exchange in each state.

The exchanges will be online marketplaces to enable consumers to purchase health insurance in the same way they buy travel services from online marketplaces like Expedia. The exchanges must be capable of enrolling consumers by October 1, 2013 for coverage starting January 1, 2014.

Each state has three options for the type of health benefit exchange that will operate in their state:

  1. a state-run exchange where the state will operate all aspects of the exchange;
  2. a state-federal partnership where the state will operate some functions of the exchange and the federal government will operate other functions; and
  3. a federally operated exchange to be run by the federal government.

States deciding on a state-run exchange must submit a blueprint to the Department of Health and Human Services by December 14, 2012. States deciding on a state-federal partnership must submit their blueprint by February 15, 2013. States meeting neither deadline will have a federally operated exchange by default.

As of December 14, 2012, 16 states plus the District of Columbia have decided to operate state-run exchanges, five states have decided to operate a state-federal partnership, and eight states have decided on a federally operated exchange. Decisions are still pending in the remaining 21 states, though these states might find themselves opting for the federally operated exchanges by default.

Many states which have opted for a federally operated exchange and states with their decisions still pending are controlled by Republicans philosophically opposed to the Affordable Care Act, which they derisively refer to as ObamaCare. Ironically, these red states may end up ceding more power to the federal government than the blue states, since the federal government may operate their health benefit exchanges due to their inaction in creating their own exchanges.

Current Information on Health Benefit Exchanges

The following table provides a state directory of health benefit exchanges. This table is current as of December 14, 2012. The links to the exchanges are expected to undergo many changes as the exchanges are created and modified in the coming year leading up to the October 1, 2013 deadline for these exchanges becoming operational.

State Directory of Health Benefit Exchanges (as of 12/14/2012)

State
Type of Exchange
Link to Exchange or Status Information
Alabama
Pending
http://www.aldoi.gov/Consumers/HealthInsReform.aspx
Alaska
Federally operated exchange
N/A
Arizona
Pending
N/A
Arkansas
State-federal partnership
N/A
California
State-run exchange
http://www.healthexchange.ca.gov/Pages/Default.aspx
Colorado
State-run exchange
http://www.coloradohealthinsuranceexchange.us/
Connecticut
State-run exchange
http://www.ct.gov/hix/site/default.asp
Delaware
State-federal partnership
http://dhss.delaware.gov/dhcc/
District of Columbia
DC-run exchange
http://healthreform.dc.gov/DC/Health+Reform/Insurance+Coverage+Options/Health+Insurance+Exchange
Florida
Federally operated exchange
N/A
Georgia
Pending
N/A
Hawaii
State-run exchange
http://www.hawaiihealthconnector.com/
Idaho
Pending
N/A
Illinois
State-federal partnership
http://insurance.illinois.gov/hiric/hie.asp
Indiana
Pending
N/A
Iowa
State-run exchange
http://www.idph.state.ia.us/hcr_committees/health_benefit_exchange.asp
Kansas
Pending
N/A
Kentucky
State-run exchange
N/A
Louisiana
Federally operated exchange
N/A
Maine
Federally operated exchange
N/A
Maryland
State-run exchange
http://marylandhbe.com/
Massachusetts
State-run exchange
https://www.mahealthconnector.org/portal/site/connector
Michigan
State-federal partnership
N/A
Minnesota
Pending
N/A
Mississippi
Pending
N/A
Missouri
Pending
N/A
Mountana
Pending
N/A
Nebraska
Pending
N/A
Nevada
State-run exchange
http://exchange.nv.gov/
New Hampshire
Federally operated exchange
N/A
New Jersey
Pending
N/A
New Mexico
Pending
N/A
New York
State-run exchange
http://healthbenefitexchange.ny.gov/
North Carolina
State-federal partnership
N/A
North Dakota
Pending
N/A
Ohio
Pending
N/A
Oklahoma
Pending
N/A
Oregon
State-run exchange
http://coveroregon.com/
Pennsylvania
Pending
N/A
Rhode Island
State-run exchange
http://www.healthcare.ri.gov/
South Carolina
Federally operated exchange
N/A
South Dakota
Federally operated exchange
N/A
Tennessee
Pending
N/A
Texas
Federally operated exchange
N/A
Utah
State-run exchange
http://www.exchange.utah.gov/
Vermont
State-run exchange
http://hcr.vermont.gov/timeline/exchange
Virginia
Pending
N/A
Washington
State-run exchange
http://www.hca.wa.gov/hbe
West Virginia
State-run exchange
http://bewv.wvinsurance.gov/
Wisconsin
Pending
N/A
Wyoming
Pending
N/A

Comments

    0 of 8192 characters used
    Post Comment

    • teaches12345 profile image

      Dianna Mendez 

      5 years ago

      Great information to have and to guide us on what is upcoming in 2013.

    • GiblinGirl profile image

      GiblinGirl 

      5 years ago from New Jersey

      Wow - great info. I really don't know much about the healthcare situation so this is very helpful.

    • tamarawilhite profile image

      Tamara Wilhite 

      5 years ago from Fort Worth, Texas

      Useful resource. Do you have information on what taxes, fees and fines those in states without state exchanges they will pay? For example, the Obama administration is saying they're going to levy a 3.5% fine on insures whose states don't set up exchanges, a cost that will certainly be passed on to consumers.

    • eHealer profile image

      Deborah 

      5 years ago from Las Vegas

      Hey Tips, this is an excellent and very needed informational hub. The info is great and you've worked hard on the organization and references. Thank you so much, I can use this hub to share with others that ask me a lot of questions on this topic! Thanks! Shared, pinned, facebooked and voted up! Awesome!!

    working

    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

    Show Details
    Necessary
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
    Features
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Marketing
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Statistics
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)