ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Health Care Plans in the Philippines

Updated on May 12, 2016

Healthcare Plans

Expats in the Philippines often are worried about health care and for good reason. US Citizens are not covered by Medicare abroad and like most others, retirees need to look more locally for medical plans, just in case.

The Philippines has private and public hospitals. Private hospitals are the best quality and equal to many in the USA but cost up front unless you have a plan. Public hospitals are more inferior and lack the up to date technology your condition may need. It just depends on what your health issue is and how minor or serious. Public hospitals are much cheaper.

The country has its national healthcare called PhilHealth for Filipinos. Their plans range from 3600 – 5000 peso per year ($75- 130). Their comprehensive Health Pro plans for 60 yrs+ begin at 32,000 peso/year ($700+).

If you are none citizen, you can still use it if you are married to a Filipino and added as a dependent. In this country, there is one doctor for every 1000, while in the USA, the ratio is 2.5 doctors, in Germany, it is 3.7 per 1000. In the whole country, there are 130,000 doctors but only 70,000 are active. The best hospitals are in Manila:

  • The Alabang Medical Center
  • The Asian Hospital and Medical Center
  • The Makati Medical Center
  • The Medical City
  • St. Luke’s Medical Center – Quezon City
  • Chong Hua in Cebu City

Other comparable private hospitals are also in Cebu city and Davao, but overall, if the situation is serious, most refer you to Manila. Hospitals in most all other towns are basic and rudimentary for none serious illness and suffer from aging technology.

Maxicare is another health care plan. They have a Maxicare EReady card for emergency situations for 550 peso, and Maxicare Plus, which offers coverage of pre-existing dreaded and non-dreaded conditions, annual in-patient and out-patient executive check-ups options and other optional features such as dental packages and life accidental death and death packages with Php 25,000.00 coverage. There are different levels of plans.

AsianLife is another health care plan. The plan offers In-patient room and board accommodation on top of Philhealth and unlimited out-patient medical consultations. An Annual Physical Examination may also be availed of for employees as well as emergency situation benefits like ambulance services which is reimbursable up to 5,000.00 peso.

Medicard offers its Healthplus Card. The card costs only 1,100.00 peso ($30) for a one-year coverage which includes specialized healthcare maintenance service covering preventive and out-patient care in the MediCard Free-Standing clinics. Unlimited free consultations with primary care physicians and specialists like pediatricians and obstetricians are available for members while a flat rate of Php 350.00 applies for ENT consultations, ophthalmologists, rehab medicine physicians, etc. There is also a 20% discount is given for all laboratory and diagnostic procedures. Very affordable.

They also have MediCard RxER, which covers emergency and out-patient care for 2000 peso ($50).

There are many international companies that offer coverage in the Philippines. These include Pacific Cross (www.pacificcross.com.ph), Insular Life Health Care (www.icare.net.ph), and Pacific Prime (www.pacificprime.com). Pacific Cross has plans for those 60 yrs+ starting at 25,000 peso/year.

Doctors and Nurses in the Philippines have largely been trained or have worked in American hospitals in their past before returning, so the expertise is there.

Comments

    0 of 8192 characters used
    Post Comment

    No comments yet.

    working

    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

    Show Details
    Necessary
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
    Features
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Marketing
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Statistics
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)