ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

How To Be Okay When You Can’t Pay Rent On Time

Updated on April 29, 2019
Emily August profile image

I’m going to tell you about the first time I knew I couldn’t pay rent on time and what I did, also what I should’ve done.

The Steps To Getting Over It

Step #1: Accepting Your Fate

You’re probably thinking, thanks genius my stress is gone, but for me specifically this was my hardest problem. In my last few hours I contemplated every single scenario I could think of to get out of this situation. On my bathroom floor at 10:00 pm, phone turned off and far away from me, I did the last thing I thought I would ever be able to do - I took a deep breath and told myself I didn’t have the money and I couldn’t get it.

You can’t do anything else, you’re not going to pay rent on time, and that’s that.

Step #2 Turn Off Your Phone

As mentioned in step 1, I turned my phone off. There are a few reasons I did this, I live with two other roommates, my best friends, and they had been reminding me I needed to pay it. One of them had repeatedly told me I had to figure something out (I couldn’t) and he was texting up a storm.

Another reason, most of the ways I tried to sum up the money I tried to do it on my phone, and all of those paths were a dead end. My phone’s screen was just a bright failure sign. Turn off your phone and the only reminder you’re left with is in your mind.

Step #3 Listen To Music

If you’ve tried this and you’re still too distracted, you just haven’t found the right song. Music is, in my opinion, the best distraction. Put in your earphones or turn on a radio, close your eyes, put yourself somewhere else. With music you can get anywhere you want that’s not your bathroom floor, filled to the brim with anxiety.

Another way you can use music to your advantage, put on a melancholy song and be sad for a little bit. It won’t kill you.

Step #4 Cry

Denial, while unhealthy, is so easy but sometimes it feels better just to let reality hit and let yourself fall apart to build yourself back up stronger than before. Let yourself cry, sob, be upset. No one’s around and even if they are, they’re going to forget about it by tomorrow. You feel helpless and it’s okay to show that you do.

Step #5 Get ice cream

I shouldn’t have to explain this step, use whatever money you do have to get it or if you’re lucky just fish it out of your freezer. Why not waste money it on ice cream? It’s not like you’re going to use it for rent.

Step #6 Watch a Disney Movie

Remember the simpler times of watching them as a child? Grab a seat, your ice cream, and the remote. Me? I got my laptop from my room and went back to the bathroom and set it up on the toilet seat. I never said this wasn’t going to be one of the lowest moments of your life.

Step #7 Find Your Pet

If you have an animal in your house make sure you’re near it. In middle school and high school I used to get bad panic attacks and one of the very few things that got me through them was my cat Moose.

He is a very unfriendly and skittish cat, never a cuddler. But he knew when I was upset and he used to come in the bathroom with me and sit next to me. He never did anything else but I think I would have had a much harder time if he wasn’t there.

Even if you can’t stand your animal, just be near them and let yourself feel better.

Step #8 This Step Is Only For People of Fandoms

Read fanfiction.

Step #9 Get Lost

Take a walk, go to a park or your parking lot or your neighborhood. Just walk somewhere, get out of your head and distract yourself with everything around you. In your apartment or home you’re surrounded by things you see everyday.

Your brain focuses on what it thinks is important, for instance you’re reading this article and not even noticing how the fabric of your clothes feels on your skin because it’s always there. The same goes for the space around you, if you’re in a new place and you don’t know where you are or what is around you then hopefully your problems won’t be at the front of your mind.

And don’t plan where you're going, try to not even know where you’re going, just explore.

Step #10 Call Your Mom

I wish this was the first thing I thought of. Call your mom or your dad or whoever was a parental figure in your life if you can and just hear them talk. Ask how they’re doing if you’re too embarrassed to talk about money.

My parents are in their forties, my mother has been paying bills and rent since she was sixteen, my father eighteen, they’ve been where i’ve been. They still do all of this, daily. Now they live in their nice house, they have grown (sort of) functioning children, and they still don’t pay a lot of bill on time.

They didn’t pay the phone bill for a few days because they didn’t have the money and so when I tried to switch my phones I couldn’t because the bill wasn’t paid, they went to see a movie together that week after telling me the bill couldn’t be paid yet.

And while that may not have been setting the best example, it actually was. They’re still breathing and eating and have a roof over their heads.

If you can get to even a third of this mindset after reading this article then I applaud you because it took me a very long time to navigate my way through these stages of grief for my poor roommates and landlord. (Refer to the last sentence of step #1)

Take A Deep Breath

© 2019 Emily August


    0 of 8192 characters used
    Post Comment
    • Deborah Demander profile image

      Deborah Demander Reno 

      11 months ago from First Wyoming, then THE WORLD

      This is an interesting article.

      I've been in that place many times over the years. I think the biggest thing to remember is not to panic. Everything always works out. Sometimes we might not like the way things work out, but they do.

      Fortunately, my rent is mostly paid on time, now days, and I still have a little cash for fun!



    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)
    ClickscoThis is a data management platform studying reader behavior (Privacy Policy)