ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Obama's Affordable Health Care (ACA) Has Employers Avoiding It

Updated on July 15, 2013

Few will disagree that everyone in the USA should have health care, many will disagree that making it mandatory is right, no one should be forced to getting it. Yet, that is what president Obama has done that goes into effect in 2014. It is good intentions gone into a mess as many said would happen if passed.

The ACA requires all employers of 50 or more full-time workers to offer affordable health care insurance who work more than 30 hours a week. If they do not, they face fines. Companies large and small all complain about the mandatory health care because the average yearly cost for single coverage in 2012 was $5600 and $16,000 for a family according to Kaiser. In 2002, those figures were $3000 and $8000, respectively. Its quite a jump!

To avoid this mandatory issue, more and more companies from IT to fast food chains are only hiring part-timers who work less than 30 hrs. a week, that way, they avoid having to provide health care. Some employers are reducing full-time jobs and creating two 20 hr. positions. One fast food chain has said it will now only hire part-time workers. One Del-Taco chain of 11 stores converted all their FT staff into PT staff because without doing so, costs would rise to $40,000 a year. Firms hiring M.B.A.'s are hiring for more job-sharing jobs than just a single FT position. While full-time positions are still available, they are growing fewer and fewer as the deadline nears. For restaurants, that have been adding about 50,000 jobs a month, a high percentage of these are part-time. Keep that in mind the next time you hear how many jobs were created in a month as a sign of recovery.

Starting on Oct.1, seven million will start to seek health insurance using online exchanges and will grow to 25 million by the time the new year begins. That is how many must now get health insurance whether they can afford it or not. If they do not, the fine of $100 is used. Many will gladly accept the nominal fine to avoid having to pay $5000 in annual health care expenses, who wouldn't?

Health insurers are also getting ready for the deluge of new people to insure and trying to come up with tiered systems of what they offer online. So far, tests with consumers have both shaking their heads as to the best way to handle the myriad of choices and prices. There is too many things to consider or look for in a plan. The only thing found out is that all consumers rate the monthly cost as the main criteria in choosing a plan and getting the most bang for the dollar.

Since the US has never had a universal government health plan, hopefully it will not be like Ford's ill-fated Edsel car.

Comments

    0 of 8192 characters used
    Post Comment

    No comments yet.

    working

    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

    Show Details
    Necessary
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
    Features
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Marketing
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Statistics
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)